Pet insurance for small mixed breed dogs featured image

All dogs and dog breeds are susceptible to particular health issues. Here's why you should get pet insurance for small mixed breed dogs

It’s a commonly held belief that mixed-breed dogs are less likely to suffer inherited health issues than pure breeds, due to breeding from a small genetic pool. This is only true to an extent – to a very negligible one, in fact – so it’s equally important for pet parents to get pet insurance for small mixed breed dogs.

Small mixed breeds are, after all, blends of those pure breeds and therefore can have similar genetic dispositions. It’s even been suggested that they could be at risk from disorders associated with both parents (or all their ancestors!).

Obviously, because of this, health issues in small mixed breed dogs can vary greatly, but here are a few common examples. Don’t worry, though, pet insurance will pay for all or most veterinary costs.

Respiratory issues

A lot of small and flat-nosed dog breeds, like Pugs, Boston Terriers, and French Bulldogs – and therefore small mixes that include these breeds – suffer from respiratory issues. These can lead to serious, even life-threatening, conditions like tracheal collapse or brachycephalic obstructive airway syndrome (BOAS), which can lead to a painful cough only treatable with surgery – and land you with a bill of up to $6,500. There’s not much you can do to prevent it but keeping your dog fit will help, with a good diet and as much exercise as they can cope with.

Obesity

Related to the respiratory problems, pups who struggle to breathe can’t do much exercise. It doesn’t affect their appetites, though, so if you feed them too many treats, meals that are too large, or too many scraps off the table, it can lead to an overweight dog and numerous health issues, not least diabetes which costs up to cost $2,000 per year to treat.

Dental issues

Tiny faces mean tiny mouths – like you’ll see on Chihuahuas and Chihuahua mixes – and so small dogs’ teeth can sometimes lack enough space. This can cause a build-up of tartar and increase the risk of gum disease and tooth decay – and a very large vet bill. Bacteria from this can then spread to the liver and kidneys, causing even more problems. It can cost anywhere from $250-$3,000 to diagnose and treat dental issues, so a wellness plan that includes regular dental checks is a smart investment. And don’t forget to regularly clean your dog’s teeth!

Hypoglycaemia

Small breeds, such as Yorkshire Terriers, and their mixes are prone to this nasty condition which can affect them from puppyhood and strike at any time. Their blood sugar levels drop suddenly and can lead to a stay in the ICU – and a bill of $500-$3,000. The good thing is, it’s often preventable, as causes include poor quality or insufficient food, dehydration, and stress. Pet parents sometimes forget that, like humans, diet and mental health are big factors in a dog’s overall wellbeing. Another reason to get a wellness plan with regular vet check-ups.

Dislocating kneecap

This painful condition, known as ‘luxating patella’, is found in a lot of smaller breeds and, if left untreated, can lead to arthritis, which is incurable. It’s best to diagnose it early, so look out for any signs of discomfort in your pet and give them age-appropriate exercise. Otherwise you could end up with a surgery bill of up to $5,000 or arthritis treatment costing $2,000 per year.

How much does pet insurance cost for small mixed breed dogs?

City State Age Annual Coverage Typical Premium

San Francisco

California

3 months

Unlimited

$22.93

Austin

Texas

3 years

$5,000

$20.52

Buffalo

New York

6 years

$5,000

$23.32

Tampa

Florida

3 months

Unlimited

$22.84

Pittsburgh

Pennsylvania

4 years

Unlimited

$30.08

The best pet insurance for small mixed breed dogs

Provider Customer Review Score Waiting Period Minimum Enroll Age Maximum Enroll Age Pricing

50% off routine wellness plans

1.

Provider Logo

4.9

14 days for illnesses 48 hours for accidents No wait for switching direct from another provider

8 weeks

No age limit

$

Get a quote

5-star-rated Forbes pet insurer

2.

Provider Logo

4.8

14 days for illnesses 
48 hours for accidents

6 weeks

14 years old

$$

Get a quote

3.

Provider Logo

4.6

14 days for illnesses 
3 days for accidents

7 weeks

14 years old

$

Get a quote

4.

Provider Logo

4.5

14 days for illnesses 
2 days for accidents

8 weeks

14 years old

$$

Get a quote

5.

Provider Logo

4.3

15 days

8 weeks

14 years old

$$

Get a quote

Can pay claims directly to your vet

6.

Provider Logo

4.2

30 days for illnesses 
5 days for accidents

No lower limit

14 years old

$$$

Get a quote

7.

Provider Logo

4.0

14 days, including knee injuries and hip dysplasia

8 weeks

No age limit

$$$

Get a quote

8.

Provider Logo

4.0

14 days

No lower limit

No age limit

$$$

Get a quote

9.

Provider Logo

3.9

14 days for illnesses One day for accidents

8 weeks

No age limit

$$

Get a quote

Pet insurance alternative: emergency plan

10.

Provider Logo

3.8

14 days

No lower limit

14 years old

$

Get a quote

11.

Provider Logo

3.8

14 days for illnesses 
2 days for accidents

8 weeks

No age limit

$$

Get a quote

12.

Provider Logo

3.6

15 days for accidents 
and illnesses 30 days for cancer

8 weeks

No age limit

$$

Get a quote