Pet insurance in Louisiana featured image

Pets have a great life in the Pelican State but there are many reasons why you should get pet insurance in Louisiana.

Pets are popular in Louisiana, particularly dogs, but where and how pet parents live here is pretty varied. You could be inland, perhaps in a city like Shreveport or Alexandria, or closer to the coast in Lafayette, Baton Rouge or New Orleans. Or you could live the rural life in the varied and distinct country.  

That country provides fabulous walking, especially with your pet. The Rails-to-Trails Conservancy non-profit runs a nationwide network of 1,600 ‘rail-trails’ created from old rail lines that are great for dog walks, with many running through Louisiana. Few places can rival Kisatchie National Forest for natural beauty and all the trails are dog-friendly, as long as they’re on a leash. Kisatchie, like all forests in Louisiana, does pose risks to dogs. There are venomous snakes, predatory animals and poisonous plants – and poisoning can see a vet bill of up to $5,000. 

Among Louisiana’s nicknames is the Bayou State, and that tells you a lot about the geography, particularly in the south of the state near the Mississippi Delta. These watery lowlands are as dramatic as they are beautiful, making them wonderful places to explore with your pet but also full of potential risks to their health. Obviously, avoiding dangerous water where your pet could drown is a major way to keep them safe, as is checking for discarded fishing hooks and looking out for blue-green algae, which is harmful to animals and could set you back $1,500 to treat.

“Be sure to check discarded fishing hooks and harmful algae if your pup wants to swim”

Dogs can also pick up ticks, which love wetlands and cause Lyme disease. This could easily set you back around $1,000 in diagnostic and treatment costs. 

Louisiana’s most famous city, New Orleans, also has plenty for pets and their parents to do. There are parks, like Louis Armstrong park, and even hiking trails from the city, such as the Bayou Sauvage Ridge Trail which has plenty of boardwalks to make life easier for paws. You can even take your Bichon Frise around the legendary French Quarter, where a lot of stores are pet-friendly. As with any city, though, be aware of traffic – a dislocated knee is not only extremely painful for a dog or cat, but really expensive to treat ($3,000 for a dog, $1,000 for a cat). Also, some animals might be spooked by crowds or loud music, so introduce them gently and, if they don’t get used to it, don’t take them.

Pet insurance is a great idea for any pet parent in Louisiana. Vet bills in the state are among the highest in the country, with households spend on average more than $1,500 a year – and that’s not taking into account regular wellness costs like vaccinations and dental.

Why get pet insurance at all?

At Petted, we sincerely believe that pet insurance is a must for all pet parents, whether you live in New York, North Carolina or Nebraska. It doesn’t matter if you’re a city- or country-dweller, if you have a Bull Mastiff or a Burmese, your beloved pet is at risk from injury, illness and inherited conditions – and these things can cost a lot of money to fix.

If you don’t have a very large savings account then you run the risk of either getting into a ton of debt (we’re talking tens of thousands of dollars in some cases) or – and we hate to think about this – not being able to pay for your pet’s treatment and having to either give them up or, tragically, have them euthanized.

So, for the sake of a few dollars a month, please buy yourself some peace of mind and your pet a healthier, more secure future. To find the best pet insurance policy for where you live, click here. We'll fetch you the perfect quotes in less than a minute.

Plan Coverage

It’s a real worry when your pet gets sick. But with plenty of reimbursement options available, pet insurance can help cover up to 100% of veterinary costs for new accidents and illnesses – plus much more.

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Accidents

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X-rays, CT scans & MRI's

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Illnesses

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Medication

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General check ups

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Follow up care

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Cancer

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Allergies

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Surgery

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Diagnostic tests

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Anaesthetic

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Emergency care

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Chronic illnesses

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Congenital conditions

How much does pet insurance cost in Louisiana?

Breed Area Age Annual Coverage Typical Premium
Mixed medium Icon

Mixed medium

New Orleans

3 months

$5,000

$18.16

Golden Retriever Icon

Golden Retriever

Baton Rouge

3 years

Unlimited

$32.51

Chihuahua Icon

Chihuahua

Shreveport

6 years

Unlimited

$18.49

Domestic Shorthair Icon

Domestic Shorthair

Metairie

3 months

$5,000

$10.75

Domestic Shorthair Icon

Domestic Shorthair

Lafayette

4 years

$5,000

$7.71

What do Louisiana residents think about pet insurance?

Excellent
star star star star star
4.92 34,535

Trudeau, my Beagle pup, got a ton of ticks in him at Brec’s Bluebonnet Swamp. I always check him but I guess I missed one and he got Lyme disease. It was real worrying but the vet was great. It would‘ve cost $1,045 but I was smart and got him insured.

Laurel
Baton Rouge

Pet insurance made so much difference when my gorgeous Rag Doll Mimosa got hit by some a-hole on an electric scooter and got cracked ribs and concussion. I thought she was gone. Luckily insurance meant we could afford treatment and our amazing vet Rufus managed to get her back on her feet in a few days, although she was not a happy kitty.

Carrie-Ann
Milford

What’s the best pet insurance in Louisiana?

Provider Customer Review Score Waiting Period Minimum Enroll Age Maximum Enroll Age Pricing

50% off routine wellness plans

1.

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4.9

14 days for illnesses 48 hours for accidents No wait for switching direct from another provider

8 weeks

No age limit

$

Get a quote

5-star-rated Forbes pet insurer

2.

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4.8

14 days for illnesses 
48 hours for accidents

6 weeks

14 years old

$$

Get a quote

3.

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4.6

14 days for illnesses 
3 days for accidents

7 weeks

14 years old

$

Get a quote

4.

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4.5

14 days for illnesses 
2 days for accidents

8 weeks

14 years old

$$

Get a quote

5.

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4.3

15 days

8 weeks

14 years old

$$

Get a quote

Can pay claims directly to your vet

6.

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4.2

30 days for illnesses 
5 days for accidents

No lower limit

14 years old

$$$

Get a quote

7.

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4.0

14 days, including knee injuries and hip dysplasia

8 weeks

No age limit

$$$

Get a quote

8.

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4.0

14 days

No lower limit

No age limit

$$$

Get a quote

9.

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3.9

14 days for illnesses One day for accidents

8 weeks

No age limit

$$

Get a quote

Pet insurance alternative: emergency plan

10.

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3.8

14 days

No lower limit

14 years old

$

Get a quote

11.

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3.8

14 days for illnesses 
2 days for accidents

8 weeks

No age limit

$$

Get a quote

12.

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3.6

15 days for accidents 
and illnesses 30 days for cancer

8 weeks

No age limit

$$

Get a quote