Pet insurance in Kentucky featured image

Pets have a great life in the Bluegrass State but there are many reasons why you should get pet insurance in Kentucky.

Kentucky is known as the Bluegrass state, home to hundreds of bluegrass fields, horse farms, and animal lovers. Over 64% of households here own pets so there are plenty of pet-friendly activities to enjoy, plus a deep-rooted history of thoroughbred horse racing to discover. The Southern state is also a great place to live for pet parents and pets who love to explore nature, including mountain ridges, valleys, and large lakes.

“Over 65% of housholds own pets in Kentucky”

Some of the top dog-friendly trails and beaches in Kentucky are Brown Park, Green River Lake State Park and Eagle Falls. You’ll also be able to bring your Golden Retriever or Burmese along for some cultural days out at Big Bone Lick State Historic Site and the popular Mammoth Cave National Park. We can’t promise they’ll be able to lap up the culture along the famous Bourbon Trail though, which takes you to the world-famous distilleries of Kentucky.

Of course, there are also some thriving cities in the Bluegrass state, with large populations and pet-friendly eateries (check out the Lucky Cat Café in Louisville and Double Dogs in Lexington). You’ll find plenty of dog parks, groomers and hotels which welcome even the largest of canines like the 21c Museum Hotel in Louisville. So, whether you want to experience city life or take up residence on a ranch with acres of fields to wander, Kentucky has a home for every kind of pet.

When adventuring with your furry companion you’ll need to keep an eye out for local wildlife which could pose a danger. The black widow spider, one of the most venomous species in America, can be found lurking in both urban and grassland areas. Copperhead and cottonmouth snakes are also Kentucky residents, and their bites can be life threatening for smaller dogs. A snake bite could cost you up to $8,000 in vet bills so it’s worth taking out comprehensive pet insurance if you’re likely to venture into snake territory. Although they could just as easily be hiding in your backyard.

It’s worth noting that Kentucky pet law states you must not have your dog tethered outside for more than an hour per day, and you must always have your dog on a leash when off your property. Dogs and cats are also required to be vaccinated against rabies and owners must have proof of this, as wild animals which may attack your pet could be carrying the disease. With a pet insurance wellness plan, you could cover your pet for vaccines, flea and tick meds, and more for between $30-$50 a month for dogs and up to $25 a month for cats. Some providers offer a multi-pet discount so it’s worth comparing quotes.

And, before you think about leaving your pal at home while you enjoy some Kentucky hospitality, Braxton Brewing Company, West Sixth Brewing and the Beer Engine are just a small selection of dog-friendly breweries to visit. If wine hits the spot for you, head to Chrisman Mill Winery or Verona Vineyards which would welcome a canine visitor with open arms.

Why get pet insurance at all?

At Petted, we sincerely believe that pet insurance is a must for all pet parents, whether you live in New York, North Carolina or Nebraska. It doesn’t matter if you’re a city- or country-dweller, if you have a Bull Mastiff or a Burmese, your beloved pet is at risk from injury, illness and inherited conditions – and these things can cost a lot of money to fix.

If you don’t have a very large savings account then you run the risk of either getting into a ton of debt (we’re talking tens of thousands of dollars in some cases) or – and we hate to think about this – not being able to pay for your pet’s treatment and having to either give them up or, tragically, have them euthanized.

So, for the sake of a few dollars a month, please buy yourself some peace of mind and your pet a healthier, more secure future. To find the best pet insurance policy for where you live, click here. We'll fetch you the perfect quotes in less than a minute.

Plan Coverage

It’s a real worry when your pet gets sick. But with plenty of reimbursement options available, pet insurance can help cover up to 100% of veterinary costs for new accidents and illnesses – plus much more.

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Accidents

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X-rays, CT scans & MRI's

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Illnesses

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Medication

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General check ups

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Follow up care

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Cancer

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Allergies

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Surgery

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Diagnostic tests

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Anaesthetic

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Emergency care

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Chronic illnesses

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Congenital conditions

How much does pet insurance cost in Kentucky?

Breed Area Age Annual Coverage Typical Premium
Mixed medium Icon

Mixed medium

Louisville

3 months

$5,000

$19.45

Golden Retriever Icon

Golden Retriever

Lexington

3 years

Unlimited

$28.30

Chihuahua Icon

Chihuahua

Bowling Green

6 years

Unlimited

$18.00

Domestic Shorthair Icon

Domestic Shorthair

Owensboro

3 months

$5,000

$12.29

Domestic Shorthair Icon

Domestic Shorthair

Covington

4 years

$5,000

$9.28

What do Kentucky residents think about pet insurance?

Excellent
star star star star star
4.92 34,535

As I knew huskies could suffer from epilepsy and eye problems, I took out pet insurance as soon as I could after picking up Bosco from his breeder. It’s a good thing I did, because the poor boy has developed nose cancer and needs a lot of help (I think we’ve reached the $7,000 mark now). This insurance has helped me give Bosco the best care possible without putting me in financial trouble. There’s no way I could have afforded this.

James
Louisville

We rescued Arnie, a rottweiler cross, from a local shelter even though we knew he was nervous. When he came home, it turned into severe anxiety and pacing behaviour which was just heart-breaking to watch. He’s been on a course of meds for a few weeks, which were covered by his pet insurance policy, and we’re finally seeing positive changes. It’s well worth the small monthly payments.

Pete
Bowling Green

Our horse got spooked when our beagle, Bella, wandered into the stable. Bella was kicked in the head and became really disorientated. We took her to the vet who said she’d suffered some sizable head trauma. Luckily, the initial $1,500 treatment was covered by our pet insurance, and we don’t need to worry about further complications or costs. Bella stays away from the stables now!

Carly
Greenville

What’s the best pet insurance in Kentucky?

Provider Customer Review Score Waiting Period Minimum Enroll Age Maximum Enroll Age Pricing

50% off routine wellness plans

1.

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4.9

14 days for illnesses 48 hours for accidents No wait for switching direct from another provider

8 weeks

No age limit

$

Get a quote

5-star-rated Forbes pet insurer

2.

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4.8

14 days for illnesses 
48 hours for accidents

6 weeks

14 years old

$$

Get a quote

3.

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4.6

14 days for illnesses 
3 days for accidents

7 weeks

14 years old

$

Get a quote

4.

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4.5

14 days for illnesses 
2 days for accidents

8 weeks

14 years old

$$

Get a quote

5.

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4.3

15 days

8 weeks

14 years old

$$

Get a quote

Can pay claims directly to your vet

6.

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4.2

30 days for illnesses 
5 days for accidents

No lower limit

14 years old

$$$

Get a quote

7.

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4.0

14 days, including knee injuries and hip dysplasia

8 weeks

No age limit

$$$

Get a quote

8.

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4.0

14 days

No lower limit

No age limit

$$$

Get a quote

9.

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3.9

14 days for illnesses One day for accidents

8 weeks

No age limit

$$

Get a quote

Pet insurance alternative: emergency plan

10.

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3.8

14 days

No lower limit

14 years old

$

Get a quote

11.

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3.8

14 days for illnesses 
2 days for accidents

8 weeks

No age limit

$$

Get a quote

12.

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3.6

15 days for accidents 
and illnesses 30 days for cancer

8 weeks

No age limit

$$

Get a quote