Pet insurance in New Jersey featured image

Pets have a great life in the Garden State but there are many reasons why you should get pet insurance in New Jersey

The Garden State is famous for its coastal towns and a certain Italian-American family, but – other than rats – it’s a great place for animals. With all kinds of fun to be had with your pet, it’s a smart move to get pet insurance, just in case things go wrong.

Splendid seaside

If there’s one thing that New Jersey has plenty of, it’s places to swim – and most of them are open to your pet taking the plunge at least some months of the year. Dog-friendly beaches include Stone Harbor beach, Sandy Hook, and Brigantine North End beach. There are specific dog beaches, including Longport in Egg Harbor and 8th Avenue in Asbury Park.

Of course, with the sea and the sun comes risk. Keep your pet hydrated and don’t let them drink seawater. Keep them out of the heat too – dogs in particular have a lower temperature threshold than humans and treatment for sunstroke in dogs can be fatal (it can also cost $5,000 to treat). Clinging jellyfish have be seen on New Jersey’s shores, and treating a sting can cost $1,800.

Hikes and yikes

Dogs can also swim in the reservoir at the Ramapo Valley County Reservation, but there’s also some great trails that you can explore together. In fact, New Jersey has more hills and forest than you might think.

“There are bears and snakes which could cause your pet serious harm”

Be careful when out hiking in them, though – there are bears and snakes which could cause your pet serious harm and your bank balance, too, if you don’t have pet insurance.

Booze hounds

Liquids that pet parents enjoy can be found at the state’s many breweries, distilleries and wineries, such as Cold Spring Brewery, 7 Mile Brewery, New Jersey Beer Company, Departed Soles Brewing Company, Nauti Spirits Distillery, Bellview Winery and Working Dog Winery.

The good news is, all of these and more welcome furry clientele, but remember: even if your Burmese or Bichon Frise is over 21, never give your pet alcohol. They can’t drink the stuff and poisoning could set you back several thousand dollars in vet bills.

Why get pet insurance at all?

At Petted, we sincerely believe that pet insurance is a must for all pet parents, whether you live in New York, North Carolina or Nebraska. It doesn’t matter if you’re a city- or country-dweller, if you have a Bull Mastiff or a Burmese, your beloved pet is at risk from injury, illness and inherited conditions – and these things can cost a lot of money to fix.

If you don’t have a very large savings account then you run the risk of either getting into a ton of debt (we’re talking tens of thousands of dollars in some cases) or – and we hate to think about this – not being able to pay for your pet’s treatment and having to either give them up or, tragically, have them euthanized.

So, for the sake of a few dollars a month, please buy yourself some peace of mind and your pet a healthier, more secure future. To find the best pet insurance policy for where you live, click here. We'll fetch you the perfect quotes in less than a minute.

 

Plan Coverage

It’s a real worry when your pet gets sick. But with plenty of reimbursement options available, pet insurance can help cover up to 100% of veterinary costs for new accidents and illnesses – plus much more.

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Accidents

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X-rays, CT scans & MRI's

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Illnesses

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Medication

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General check ups

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Follow up care

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Cancer

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Allergies

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Surgery

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Diagnostic tests

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Anaesthetic

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Emergency care

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Chronic illnesses

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Congenital conditions

How much does pet insurance cost in New Jersey?

Breed Area Age Annual Coverage Typical Premium
Mixed medium Icon

Mixed medium

Jersey City

3 months

$5,000

$27.06

Golden Retriever Icon

Golden Retriever

Newark

3 years

Unlimited

$46.46

Chihuahua Icon

Chihuahua

Trenton

6 years

Unlimited

$32.25

Domestic Shorthair Icon

Domestic Shorthair

Atlantic City

3 months

$5,000

$15.77

Domestic Shorthair Icon

Domestic Shorthair

Princeton

4 years

$5,000

$15.77

What do New Jersey residents think about pet insurance?

Excellent
star star star star star
4.92 34,535

My Maine Coon, Belinda, decided to fall from the balcony of my mom’s condo. It didn’t go well. She broke her leg and it cost us $3,000. But we’re insured, because we’re smart, so after deductible and co-pay it was less than $400.

Anna
Newark

Honestly, I think the cost of vet treatment is a scam, which is why I got insurance for my Pug, Walnuts. Good call. When he was still a pup he helped himself to a Snickers and ended up with a three-night stay in the clinic. The whole thing would’ve cos me two grand.

Dino
Asbury Park

What’s the best pet insurance in New Jersey?

Provider Customer Review Score Waiting Period Minimum Enroll Age Maximum Enroll Age Pricing

50% off routine wellness plans

1.

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4.9

14 days for illnesses 48 hours for accidents No wait for switching direct from another provider

8 weeks

No age limit

$

Get a quote

5-star-rated Forbes pet insurer

2.

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4.8

14 days for illnesses 
48 hours for accidents

6 weeks

14 years old

$$

Get a quote

3.

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4.6

14 days for illnesses 
3 days for accidents

7 weeks

14 years old

$

Get a quote

4.

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4.5

14 days for illnesses 
2 days for accidents

8 weeks

14 years old

$$

Get a quote

5.

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4.3

15 days

8 weeks

14 years old

$$

Get a quote

Can pay claims directly to your vet

6.

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4.2

30 days for illnesses 
5 days for accidents

No lower limit

14 years old

$$$

Get a quote

7.

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4.0

14 days, including knee injuries and hip dysplasia

8 weeks

No age limit

$$$

Get a quote

8.

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4.0

14 days

No lower limit

No age limit

$$$

Get a quote

9.

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3.9

14 days for illnesses One day for accidents

8 weeks

No age limit

$$

Get a quote

Pet insurance alternative: emergency plan

10.

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3.8

14 days

No lower limit

14 years old

$

Get a quote

11.

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3.8

14 days for illnesses 
2 days for accidents

8 weeks

No age limit

$$

Get a quote

12.

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3.6

15 days for accidents 
and illnesses 30 days for cancer

8 weeks

No age limit

$$

Get a quote