Pet insurance in North Carolina featured image

Pets have a great life in the Tar Heel State but there are many reasons why you should get pet insurance in North Carolina

There aren’t many places better suited to doggos than North Carolina, a state that has it all: beaches; mountains; waterfalls. Spend any time in the Tar Heel State and you’ll recognise it as a place that looks after its pets, providing them with numerous opportunities to have fun. But, like any state, it's wise to get pet insurance in North Carolina.

Beach bums

If you and your pup enjoy a good sandy frolic, North Carolina has plenty to offer. On Duck Beach, in the beautifully named town of Duck, dogs are allowed to roam around off the leash. Beware jellyfish though; North Carolina does have some of those sting-happy fellas, and they may feel spooked enough by your pooch’s presence to give them a little poke. As in humans, this can be a fairly serious problem, not to mention a costly one: a procedure to treat it could set you back $1,800.

When you’re at the beach also be aware that, because of the intense sun in which the state is often bathed, your pet could burn their paws on the sand. Burns can be surprisingly expensive to treat, costing $1,500 on average at a trip to the vet’s. Make sure your dog gets lots of shade and plenty of water. It’s also important to keep some kind of ID on your dog as well, as they may find the off-leash time so exciting that they stray into a different zip code.

Human treats

Because it’s not only about your dog having fun, you’ll also want to check out some of the restaurants that the Tar Heel State has to offer. North Carolina is the birthplace of Krispy Kreme – best enjoyed by yourself with no help from your dog – and the state is also famous for its pork barbecue. At places like RuckerJohns in Wilmington, or Luellas’ BBQ in Asheville, you can get your energy back after a day of walking, safe in the knowledge that your furry friend is welcome to join you.

“Alcohol poisoning can come with a price tag of $1,800”

Whereas most places might only allow your dog to sit with you outside, at the Dog Bar in Charlotte you can keep them inside with you. For an annual $10 membership this is where you can bring your dog whenever you want to want to see them having a great time off the leash or when their friends have a birthday. Do be a little careful what your dog decides to lick up – alcohol poisoning can come with a price tag of $1,800, which would spoil the mood of any party, dog or human.

Staying in shape

As well as the more traditional activities you can treat your dog to, there’s also North Raleigh’s Woofinwaggle, a dog spa and fitness center where your little companion can enjoy the very best spa treatment while you’re doing a workout. Your pet shouldn’t be in much danger at an idyllic place like this but just be conscious that any facility like this there will be other dogs racing and barking about. A scrape with a bigger dog could land yours with a headache and a bleeding paw; the latter could cost you $200 to sort out.

Provided you can keep your Golden Retriever or British Shorthair safe and insured, which shouldn’t be too difficult, North Carolina really is a perfect place for them to live or visit.

Why get pet insurance at all?

At Petted, we sincerely believe that pet insurance is a must for all pet parents, whether you live in New York, North Carolina or Nebraska. It doesn’t matter if you’re a city- or country-dweller, if you have a Bull Mastiff or a Burmese, your beloved pet is at risk from injury, illness and inherited conditions – and these things can cost a lot of money to fix.

If you don’t have a very large savings account then you run the risk of either getting into a ton of debt (we’re talking tens of thousands of dollars in some cases) or – and we hate to think about this – not being able to pay for your pet’s treatment and having to either give them up or, tragically, have them euthanized.

So, for the sake of a few dollars a month, please buy yourself some peace of mind and your pet a healthier, more secure future. To find the best pet insurance policy for where you live, click here. We'll fetch you the perfect quotes in less than a minute.

 

Plan Coverage

It’s a real worry when your pet gets sick. But with plenty of reimbursement options available, pet insurance can help cover up to 100% of veterinary costs for new accidents and illnesses – plus much more.

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Accidents

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X-rays, CT scans & MRI's

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Illnesses

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Medication

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General check ups

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Follow up care

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Cancer

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Allergies

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Surgery

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Diagnostic tests

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Anaesthetic

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Emergency care

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Chronic illnesses

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Congenital conditions

How much does pet insurance cost in North Carolina?

Breed Area Age Annual Coverage Typical Premium
Mixed medium Icon

Mixed medium

Charlotte

3 months

$5,000

$22.07

Golden Retriever Icon

Golden Retriever

Raleigh

3 years

Unlimited

$33.00

Chihuahua Icon

Chihuahua

Asheville

6 years

Unlimited

$26.01

Domestic Shorthair Icon

Domestic Shorthair

Wilmington

3 months

$5,000

$13.05

Domestic Shorthair Icon

Domestic Shorthair

Greensboro

4 years

$5,000

$13.05

What do North Carolina residents think about pet insurance?

Excellent
star star star star star
4.92 34,535

When I heard a thud and a mewl from the street last May, I feared the worst. It wasn’t far off – our Chinese Crested, Gillian, had been struck by a police car and was lying in agony on the road. Without insurance the operation to save her life would have set us back $4,500. As it was, we’d got all the right paperwork and we didn’t have to worry. Now, 13 months on, Gillian looks like she can walk again.

John
Durham

You never want your cat to get any sort of bronchial condition. So we were aghast when Len, our Munchkin, was diagnosed with bronchitis the day after my birthday. This is the kind of thing that can set you back almost $1,000. However, our generous accident and illness plan did us proud; we barely paid a penny, and the insurers covered the rest.

Eve
Rocky Mount

What’s the best pet insurance in North Carolina?

Provider Customer Review Score Waiting Period Minimum Enroll Age Maximum Enroll Age Pricing

50% off routine wellness plans

1.

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4.9

14 days for illnesses 48 hours for accidents No wait for switching direct from another provider

8 weeks

No age limit

$

Get a quote

5-star-rated Forbes pet insurer

2.

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4.8

14 days for illnesses 
48 hours for accidents

6 weeks

14 years old

$$

Get a quote

3.

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4.6

14 days for illnesses 
3 days for accidents

7 weeks

14 years old

$

Get a quote

4.

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4.5

14 days for illnesses 
2 days for accidents

8 weeks

14 years old

$$

Get a quote

5.

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4.3

15 days

8 weeks

14 years old

$$

Get a quote

Can pay claims directly to your vet

6.

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4.2

30 days for illnesses 
5 days for accidents

No lower limit

14 years old

$$$

Get a quote

7.

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4.0

14 days, including knee injuries and hip dysplasia

8 weeks

No age limit

$$$

Get a quote

8.

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4.0

14 days

No lower limit

No age limit

$$$

Get a quote

9.

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3.9

14 days for illnesses One day for accidents

8 weeks

No age limit

$$

Get a quote

Pet insurance alternative: emergency plan

10.

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3.8

14 days

No lower limit

14 years old

$

Get a quote

11.

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3.8

14 days for illnesses 
2 days for accidents

8 weeks

No age limit

$$

Get a quote

12.

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3.6

15 days for accidents 
and illnesses 30 days for cancer

8 weeks

No age limit

$$

Get a quote