Who are the best pet insurance companies?

We work with America’s biggest and most trusted providers and each is great for different things. There’s no single policy that’s the best – it depends on what you’re looking for. Click on the insurers below for our in-depth guides and user video reviews!

Best Buy
4.9
Rated 4.7 out of 5
111 reviews
Excellent84%
Very good11%
Average2%
Poor1%
Terrible2%
Read reviews
Petted Recommended
4.8
Rated 4.7 out of 5
121 reviews
Excellent90%
Very good2%
Average3%
Poor3%
Terrible2%
Read reviews
4.7
Rated 4.4 out of 5
115 reviews
Excellent78%
Very good8%
Average2%
Poor1%
Terrible11%
Read reviews
4.6
Rated 4.9 out of 5
121 reviews
Excellent90%
Very good7%
Average3%
Poor0%
Terrible0%
Read reviews
4.5
Rated 4.8 out of 5
118 reviews
Excellent86%
Very good12%
Average2%
Poor0%
Terrible0%
Read reviews
4.5
Rated 4.5 out of 5
34 reviews
Excellent70%
Very good15%
Average9%
Poor3%
Terrible3%
Read reviews
4.5
Rated 4.4 out of 5
5 reviews
Excellent40%
Very good60%
Average0%
Poor0%
Terrible0%
Read reviews
4.5
Rated 4 out of 5
4 reviews
Excellent25%
Very good50%
Average25%
Poor0%
Terrible0%
Read reviews
4.4
Rated 4.6 out of 5
94 reviews
Excellent79%
Very good9%
Average7%
Poor1%
Terrible4%
Read reviews
4.4
Rated 4.6 out of 5
110 reviews
Excellent78%
Very good13%
Average3%
Poor2%
Terrible4%
Read reviews
4.4
Rated 4.7 out of 5
114 reviews
Excellent86%
Very good5%
Average7%
Poor1%
Terrible1%
Read reviews
4.2
Rated 4.8 out of 5
132 reviews
Excellent86%
Very good10%
Average2%
Poor1%
Terrible1%
Read reviews
4.1
Rated 4.9 out of 5
115 reviews
Excellent92%
Very good4%
Average3%
Poor0%
Terrible1%
Read reviews
4.1
Rated 4.8 out of 5
117 reviews
Excellent90%
Very good6%
Average1%
Poor1%
Terrible2%
Read reviews
4.0
Rated 4.8 out of 5
121 reviews
Excellent86%
Very good10%
Average3%
Poor1%
Terrible0%
Read reviews
4.0
Rated 4.8 out of 5
6 reviews
Excellent83%
Very good17%
Average0%
Poor0%
Terrible0%
Read reviews
3.9
Rated 4.8 out of 5
106 reviews
Excellent85%
Very good10%
Average3%
Poor1%
Terrible1%
Read reviews
3.5
Rated 4.1 out of 5
9 reviews
Excellent45%
Very good22%
Average33%
Poor0%
Terrible0%
Read reviews
View all reviews View all insurers

smiley face 1558 reviews and counting!

Find the best insurance plan for your pet!

Confused about pet insurance? We have thousands of reviews from pet parents all over America to help you make the best decision!

  1. Read reviews icon

    Read reviews

    Our user reviews are written by real pet parents telling you all about the good and the bad!

  2. Get a quote icon

    Get a quote

    When you’ve decided which insurer to go for, you can get a free quote in under 60 seconds

  3. Protect your pet icon

    Protect your pet

    Once your pet is insured, you’ll be able to rest easy knowing you can cover your pet's vet bills

Find genuine reviews from pet parents just like you!

Whether you’ve got a cheeky chihuahua or a super Siamese, here’s what thousands of others are saying!

ManyPets
Rated 5 out of 5

Happy with the choice I made

My
1
-year-old
Golden Retriever
in
Alabama
was insured by

ManyPets instantly reimbursed me for my pet wellness visit with no problem!

Candace
April 13, 2022
Lemonade
Rated 5 out of 5

Amazing app

My
2
-year-old
French Bulldog
in
Colorado
was insured by

I love that Lemonade has a fab app that I can use anywhere at any time. It really beats filling out paperwork!

Katie
April 24, 2022
Pets Best
Rated 5 out of 5

Easy to claim

My
4
-year-old
Siberian Husky
in
California
was insured by

Very easy process to submit claims. Customer service is always friendly. Very happy with this insurance company, we will use them as long as we have dogs.

Todd
February 3, 2022
Fetch
Rated 5 out of 5

A wonderful experience!

My
3
-year-old
Jack Russell Terrier
in
IA
was insured by

I had a wonderful and complaint-free experience. The customer service is always helpful, and it’s super easy to file a claim.

Carrie
June 9, 2022

Pet Insurance FAQs

Pet insurance can be hard to understand.
So we wrote these to make it easy!

See all FAQs
  • As pet parents, we always want the best for our pets and pet insurance should be no different. Fortunately, many providers like Lemonade and Trupanion offer different options that can be tailored to your budget and coverage needs.

    To find your perfect plan, you can compare the best pet insurance providers in less than 60 seconds or less – for free!

  • We absolutely recommend pet insurance to keep your pets protected against accidents or illness. For example, a simple X-ray can easily cost over $250 while emergency surgery could mount up to well over $5,000. That’s not to mention wellness checks, dental care, spaying and neutering, worming and any other typical costs of keeping your pet healthy. With pet insurance, your pet (and your wallet) are covered for total peace of mind.

  • The price of pet insurance varies greatly and this often comes down to a number of factors including age, location, breed or policy coverage limits. But ask yourself, could you afford to pay for a $50,000 vet bill out of your own pocket? In reality, pet insurance is more affordable than you think and that’s why we’re on a mission to help insure every pet in America.

    You can compare pet insurance plans with us – for free – in 60 seconds or less.

  • Unlike human health insurance, most pet insurance plans reimburse you for the cost of veterinary care. However, recently this has been changing to a scenario where more and more vets will accept payment directly from the insurance company. It’s worth asking your vet if they will take payment from the insurer because if so you’ll only need to pay for any deductible and co-pay you chose. If your vet won’t accept payment from the insurer then it’s usually just a few days until the insurer will reimburse you.