Pet insurance in Rhode Island featured image

Pets have a great life in the Ocean State but there are many reasons why you should get pet insurance in Rhode Island

The Ocean State, like a lot of pets, is small and beautiful. It’s the smallest state in the country, in fact, and with 400 miles of coastline, your dog can end each Rhode Island day just like you: covered in sand and sunshine. They should also be covered by pet insurance, so you can relax while you enjoy yourselves.

Life's a beach

It would take too long to list all of the picturesque beaches in the state but Narragansett Town Beach, Sachuest Beach, and Block Beach all allow dogs on leashes to enjoy a frolic. The latter even has a section on which dogs can enjoy some off-leash time. Be aware, whenever your dog is having a great time in the Rhode Island sun, that the repercussions of heatstroke can be severe both for your dog and your pocket.

It can cost around $5,000 to treat this serious condition, so be sure to pack not just your trunks but plenty of water for your furry companion. And salt poisoning – which could occur if your dog consumes too much sea water and fails to hydrate themselves – can set you back $5,000 at the vet’s. So be safe and ensure your loved one is insured – if you do take a trip to the vet, you’ll be in for much less of a shock.

Movie ruffs

If your French Bulldog is a less of a beach bum and more of a cinephile, the dog-friendly Rustic Tri-View Drive-In in North Smithfield is a great place to take them to watch a new or a classic film. Get a burger and fry basket ($5) and see if your pet finds Marley and Me charming or insulting. Be careful not to show them anything too scary though: a heart attack would land you with a bill of around $8,000.

“Alcohol poisoning might cost you $1,800 you don’t have insurance”

In addition to the natural beauty of the beaches and conservation areas, Rhode Island has dedicated dog parks galore. At South Kingstown’s, there are fenced-in areas for larger and smaller dogs, as there are in the well-reviewed Warwick City and Charlestown Ninigret parks. Be careful that your dog doesn’t get over-excited and pull any muscles though; you could be charged $1,500 for muscle spasms.

Pets and pints

The fictional Pawtucket Brewery is where Family Guy’s Peter Griffin makes a living. In real life there are in fact a range of breweries in the city of Pawtucket – The Guild, Crooked Current, Foolproof, Smug and Bucket – most if not all of which are happy to welcome dogs. Do mind, however, where they wander off to. Alcohol poisoning might cost you $1,800 you don’t have insurance.

Rhode Island, like some other states, limits pets in a household to three. Remember that before four months your cat or dog will need a rabies vaccination, and that you’ll need a licence if you want to look after a dog.

Why get pet insurance at all?

At Petted, we sincerely believe that pet insurance is a must for all pet parents, whether you live in New York, North Carolina or Nebraska. It doesn’t matter if you’re a city- or country-dweller, if you have a Bull Mastiff or a Burmese, your beloved pet is at risk from injury, illness and inherited conditions – and these things can cost a lot of money to fix.

If you don’t have a very large savings account then you run the risk of either getting into a ton of debt (we’re talking tens of thousands of dollars in some cases) or – and we hate to think about this – not being able to pay for your pet’s treatment and having to either give them up or, tragically, have them euthanized.

So, for the sake of a few dollars a month, please buy yourself some peace of mind and your pet a healthier, more secure future. To find the best pet insurance policy for where you live, click here. We'll fetch you the perfect quotes in less than a minute.

Plan Coverage

It’s a real worry when your pet gets sick. But with plenty of reimbursement options available, pet insurance can help cover up to 100% of veterinary costs for new accidents and illnesses – plus much more.

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Accidents

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X-rays, CT scans & MRI's

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Illnesses

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Medication

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General check ups

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Follow up care

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Cancer

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Allergies

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Surgery

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Diagnostic tests

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Anaesthetic

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Emergency care

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Chronic illnesses

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Congenital conditions

How much does pet insurance cost in Rhode Island?

Breed Area Age Annual Coverage Typical Premium
Mixed medium Icon

Mixed medium

Providence

3 months

$5,000

$22.13

Golden Retriever Icon

Golden Retriever

Newport

3 years

Unlimited

$32.10

Chihuahua Icon

Chihuahua

Warwick

6 years

Unlimited

$28.12

Domestic Shorthair Icon

Domestic Shorthair

Cranston

3 months

$5,000

$13.10

Domestic Shorthair Icon

Domestic Shorthair

Pawtucket

4 years

$5,000

$12.08

What do Rhode Island residents think about pet insurance?

Excellent
star star star star star
4.92 34,535

I was as upset as anyone when our poodle Noon contracted anal gland cancer. Without insurance we might have had to wave good bye to that little guy. But my mum always taught me that it’s better to be safe than sorry; because I took her advice and got insurance for Noon, our accident and illness plan helped save us a total of $3,800 on vet bills.

Laurie
Providence

No one wants to hear the words ‘Your dog has nicotine poisoning.’ But, on my birthday last year, that’s exactly what our vet told my husband and me. We were going through a rough patch financially – Greg had just had his hours slashed – so we were grateful to escape paying the $450 bill. And I quit cigarettes the very next week

Wendy
Johnston

What’s the best pet insurance in Rhode Island?

Provider Customer Review Score Waiting Period Minimum Enroll Age Maximum Enroll Age Pricing

50% off routine wellness plans

1.

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4.9

14 days for illnesses 48 hours for accidents No wait for switching direct from another provider

8 weeks

No age limit

$

Get a quote

5-star-rated Forbes pet insurer

2.

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4.8

14 days for illnesses 
48 hours for accidents

6 weeks

14 years old

$$

Get a quote

3.

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4.6

14 days for illnesses 
3 days for accidents

7 weeks

14 years old

$

Get a quote

4.

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4.5

14 days for illnesses 
2 days for accidents

8 weeks

14 years old

$$

Get a quote

5.

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4.3

15 days

8 weeks

14 years old

$$

Get a quote

Can pay claims directly to your vet

6.

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4.2

30 days for illnesses 
5 days for accidents

No lower limit

14 years old

$$$

Get a quote

7.

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4.0

14 days, including knee injuries and hip dysplasia

8 weeks

No age limit

$$$

Get a quote

8.

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4.0

14 days

No lower limit

No age limit

$$$

Get a quote

9.

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3.9

14 days for illnesses One day for accidents

8 weeks

No age limit

$$

Get a quote

Pet insurance alternative: emergency plan

10.

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3.8

14 days

No lower limit

14 years old

$

Get a quote

11.

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3.8

14 days for illnesses 
2 days for accidents

8 weeks

No age limit

$$

Get a quote

12.

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3.6

15 days for accidents 
and illnesses 30 days for cancer

8 weeks

No age limit

$$

Get a quote