Embrace 4.4
Rated 4.5 out of 5
83 user reviews
Excellent81%
Very good6%
Average6%
Poor1%
Terrible6%

Embrace is known for being an affordable insurer that still offers lots of options. But don’t just take our word for it: Embrace was voted top for pet insurance in Forbes’ list of Best Insurance Companies 2022, and is also highly rated by sites like Consumers Advocate and Investopedia. 

The company prides itself in covering an array of services such as cancer treatments, dental issues and genetic conditions, but if you’re not looking for a package that covers the full works, then Embrace can also help. It offers a great accident-only service – perfect for those with older pups with pre-existing conditions. Additionally, for every year you don’t use your deductible, it decreases by $50 – great if you’re looking to save some cash!

Plans can be customized, with five annual limits and deductibles to choose from, as well as three reimbursement amounts. Additionally, Embrace’s wellness plan covers stuff like exam fees, vaccinations and grooming.

FACT! Since it started, Embrace has donated over half a billion dollars to charity

Founded in

2003

Employees

110

Headquarters

Cleveland, OH

Petted Review

Easy to use and with a comprehensive standard plan that offers good value, Embrace also has a high pay-out rate. This and the annually diminishing deductible make it a very attractive option.

4.0
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User Reviews

Embrace
Rated 5 out of 5

Amazing!!

My
2
-year-old
Golden Labrador
in
New Jersey
was insured by

Embrace has really impressed me! My dog and I would like to thank you for the support!

Barry
July 14, 2022
Embrace
Rated 5 out of 5

Peace of mind

My
4
-year-old
Rottweiler
in
New York
was insured by

My pup Moose tore his ACL, and the vet sent me to a surgeon that performed the surgery immediately. He had a follow up treatment, so more $$. I uploaded all the bills and receipts through the Embrace portal, and was paid out the amount that I had calculated.. I had the money from the surgery reimbursed to me after 1 phone call to them. Who knows what else our little guy is going to get into and having Embrace insurance is peace of mind.

Matthew
July 6, 2022
Embrace
Rated 5 out of 5

No issues at all

My
10
-year-old
American Shorthair
in
California
was insured by

My 10 year old cat Chloe was not eating and listless. My regular vet then recommended a specialist at an emergency hospital. As expected, the bills were through the roof.
I sent the claims in online to Embrace and got reimbursement checks in the mail about 2 weeks later. No issues at all. So grateful for the settlement and Chloe is recovering well.

Ella
July 6, 2022
Embrace
Rated 5 out of 5

Awesome coverage

My
3
-year-old
Bulldog
in
Texas
was insured by

My dog Hank started having eye problems. and was eventually diagnosed with glaucoma. He was then referred to an ophthalmologist. He needed emergency surgery in order to save his vision .The costs spiralled into hundreds of $$$ Thank goodness for Embrace Pet Insurance as I received reimbursement in less than a week. I’m highly impressed with Embrace Pet Insurance for the awesome coverage and service.

Larry
July 6, 2022
Embrace
Rated 5 out of 5

Embrace has been great

My
6
-year-old
Persian
in
Florida
was insured by

I have had Embrace pet insurance for my cat Susie for 6 years with no claims. Sadly, she was diagnosed with a thyroid tumor. My claims for the CT scan and surgery were paid very quickly. I dread to think what would have happened if Embrace had not been there for Susie.

Stella
July 6, 2022