4.4
Rated 4.6 out of 5
94 user reviews
Excellent79%
Very good9%
Average7%
Poor1%
Terrible4%

Embrace is known for being an affordable insurer that still offers lots of options. But don’t just take our word for it: Embrace was voted top for pet insurance in Forbes’ list of Best Insurance Companies 2022, and is also highly rated by sites like Consumers Advocate and Investopedia. 

The company prides itself in covering an array of services such as cancer treatments, dental issues and genetic conditions, but if you’re not looking for a package that covers the full works, then Embrace can also help. It offers a great accident-only service – perfect for those with older pups with pre-existing conditions. Additionally, for every year you don’t use your deductible, it decreases by $50 – great if you’re looking to save some cash!

Plans can be customized, with five annual limits and deductibles to choose from, as well as three reimbursement amounts. Additionally, Embrace’s wellness plan covers stuff like exam fees, vaccinations and grooming.

FACT! Since it started, Embrace has donated over half a billion dollars to charity

Founded in

2003

Employees

110

Headquarters

Cleveland, OH

Petted Review

Easy to use and with a comprehensive standard plan that offers good value, Embrace also has a high pay-out rate. This and the annually diminishing deductible make it a very attractive option.

4.4
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Read our full review

User Reviews

Embrace
Rated 5 out of 5

Great to have Pet Insurance

My
0
-year-old
Pekingese
in
Florida
was insured by

The Representive from Embrace told me to put the majority of coverage into well care for all puppy issue! Great advise!

Carol
January 23, 2023
Embrace
Rated 5 out of 5

Expensive.....but worth it!!!!!!

My
3
-year-old
Goldendoodle
in
Florida
was insured by

Pet insurance is not cheap by any means but its so worth it!! I’m just not in a position to be able to fork out hundreds if not thousands of dollars on veterinary bills so insurance is a must for me. I would never be without it.

Anita
November 23, 2022
Embrace
Rated 5 out of 5

Accident only - brilliant!

My
10
-year-old
Cocker Spaniel
in
Florida
was insured by

I had been recommended Embrace pet insurance by a few people including my vet. I was surprised to see that they offered an accident only plan which is perfect for me as my cocker has pre existing conditions that wouldn’t be covered anyway. Really happy and I’m saving money being on this plan!

Hannah
November 21, 2022
Embrace
Rated 4 out of 5

Happy with embrace

My
4
-year-old
Schnauzer
in
New Jersey
was insured by

Super easy to use, happy with the amount of cover they provide, added the wellness pack on to help with vaccinations etc. Even got a discount for adding my cat on too. I’m happy with Embrace!

Jimmy
November 7, 2022
Embrace
Rated 3 out of 5

much needed

My
11
-year-old
Chihuahua
in
Washington
was insured by

Pet insurance is very much needed especially when it comes to dental work because it is expensive, and the cost can add up

David
October 30, 2022