4.4
Rated 4.6 out of 5
110 user reviews
Excellent78%
Very good13%
Average3%
Poor2%
Terrible4%

Spot is great for pet parents who want to know what they can afford on a budget. When browsing through the options, customers can adjust deductibles and reimbursement options to fit their needs.

There are two plans to choose from: accident only and accident & illness. Both provide extensive coverage such as scans, procedures and medication. Customers also have the option to add a wellness plan, either gold or platinum, to their existing policy if they want a bit of extra peace of mind.

Spot doesn’t just provide insurance services; it also has some great resources. On the company’s website, there is a tool that highlights how much vet fees for certain procedures would cost if someone doesn’t have pet insurance. It definitely shocks people.

FACT! Spot doesn't apply any extended waiting periods to policies for other conditions, such as ligament issues

Founded in

2019

Employees

50

Headquarters

Miami, FL

Petted Review

Good for pet parents who like to take control with its high flexible and wide-ranging coverage options. Its 24/7 pet telehealth helpline is also a bonus, but there’s 14-day waiting period for accidents and illnesses.

4.6
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Read our full review

User Reviews

Spot
Rated 5 out of 5

Really happy with my decision to switch to Spot!

My
5
-year-old
Mixed Breed Small (up to 22lb)
in
Connecticut
was insured by

I switched my pet insurance to Spot about a year ago and I’m so glad I did! My dog needed surgery after being hit by a car and the service I received from Spot was second to none. They were so sympathetic and friendly, they helped my make my claim and reimbursed me a few weeks later. Cannot recommend them enough.

Mya
November 14, 2022
Spot
Rated 5 out of 5

Spot insurance is awesome.

My
0
-year-old
Mixed Breed Small (up to 22lb)
in
Texas
was insured by

Spot Pet Insurance is the best. They are quick to refund your claims. Always ready to assist with any questions or concerns. Very courteous and know their job well. I highly recommend this insurance for your fur family.

Jose
October 29, 2022
Spot
Rated 4 out of 5

Fair coverage but long wait times

My
1
-year-old
Australian Shepherd
in
Texas
was insured by

I’ve had a good experience with Spot overall! They have been reasonable about covering things. My dog has GI issues and when he started throwing up (a new symptom), I was worried they wouldn’t cover any of the bills do you his history with diarrhea. To my pleasant surprise, the treatment and medicine for his vomiting was covered! I only gave 4 stars because there has been 2 or 3 times that Spot requested all of my vet documents even though they already had everything. This set back the process at least a week each time.

Devin
October 27, 2022
Spot
Rated 5 out of 5

Best decision ever!

My
1
-year-old
Dachshund miniature - long haired
in
Louisiana
was insured by

I researched pet insurance and found Spot to be the best value in coverage and lowest premiums. I had two claims already in Benny’s first year and they were paid. Simple claims, fast service! I have had other dogs in the past and different companies and was never able to get money back. This policy has a low deductible for a very reasonable fee so I am able to actually to take advantage of my vet visits. Thanks Spot!

Julie
October 25, 2022
Spot
Rated 5 out of 5

Best care for your pup anywhere

My
5
-year-old
Vizsla
in
Illinois
was insured by

It’s so easy to get the insurance and it’s the best care for your pup anywhere

susan
September 13, 2022