Pumpkin is a great option for all your pet insurance needs. It offers an extensive accident and illness plan, as well as the option to add wellness coverage. Plus, it has an unlimited annual coverage option for your fur baby.
Aside from the regular waiting periods you see with most insurers, Pumpkin doesn’t have an extended waiting period for things like knee conditions and hip dysplasia. This means that your pup is covered if they start displaying any symptoms of these injuries after the regular waiting period.
This insurer also loves a multi-pet household! If you have more than one dog or cat, you can get an extra 10% off pet insurance for adding another policy. Pumpkin has many options available for pet parents, from low deductibles to high reimbursement rates.
No upper age limits or breed exclusions make Pumpkin one of the most inclusive providers. The plans are comprehensive, too, with a flat 90% reimbursement rate and easy claims. No app or 24/7 helpline, though.Read our full review
Terrible experience, would not recommend at all! I jumped through their hoops, submitted veterinarian notes, paid invoices a number of times and they continued to ask me for paper work I had already submitted.
Be aware: the preventative coverage is essentially not insurance at all, as it only covers up to exactly what you pay for the plan. Pumpkin will also take every opportunity to deny your claims for injury and illness on technicalities.
I’ve had pumpkin for about a year now. I’m paying about 50 a month for insurance and all I can say is they has saved me hundred of dollars! Only down side is they reimburse you with a check and it take 2-4 weeks to arrive.
Quicker than expected
Quicker then expected in payment and response time. My claim was paid within 3days. All paper work was done on line and no phone contact was need. I have had many pet insurance companies over the last 60 years and PUMPKIN PET INSURANCE is the BEST. You get what you pay for!
I just got a puppy and he was having problems, I had to go to emergency visits and after the deductible, Pumpkin covered 90%. It’s easy to upload a claim and they have direct deposit. Luckily now, my pup is okay, but I highly recommend as they have great customer service too!