Pumpkin is a great option for all your pet insurance needs. It offers an extensive accident and illness plan, as well as the option to add wellness coverage. Plus, it has an unlimited annual coverage option for your fur baby.
Aside from the regular waiting periods you see with most insurers, Pumpkin doesn’t have an extended waiting period for things like knee conditions and hip dysplasia. This means that your pup is covered if they start displaying any symptoms of these injuries after the regular waiting period.
This insurer also loves a multi-pet household! If you have more than one dog or cat, you can get an extra 10% off pet insurance for adding another policy. Pumpkin has many options available for pet parents, from low deductibles to high reimbursement rates.
Founded in
2020Employees
200Headquarters
New YorkPetted Review
No upper age limits or breed exclusions make Pumpkin one of the most inclusive providers. The plans are comprehensive, too, with a flat 90% reimbursement rate and easy claims. No app or 24/7 helpline, though.
User Reviews
10/10 for Pumpkin!
Claims process was pretty straightforward, reimbursement was quick and I find the prices very competitive. I switched from another insurer and I’m much happier with the coverage I have now with Pumpkin.
Finally dropped
Price was prohibitive with vague policy of what they cover.Paying for something and not knowing if something is actually covered is against my morals.
Pumpkin Pet Insurance
Pumpkin is very dependable processing claims directly submitted by vet. Courteous and helpful when you call with questions. Reimbursement of up to 90% is directly sent to your bank. So glad I purchased it for Kai. I have recommended Pumpkin to a few neighbors.
Annual Limit ranges are not adequate
Buying experience is not that great. Could have been better had other options were available.
Great insurance
Great try it they pay on time I didn’t have no problem with the vet for payment