Pumpkin 4.1
Rated 4.9 out of 5
107 user reviews
Excellent94%
Very good3%
Average1%
Poor0%
Terrible2%

Pumpkin is a great option for all your pet insurance needs. It offers an extensive accident and illness plan, as well as the option to add wellness coverage. Plus, it has an unlimited annual coverage option for your fur baby.

Aside from the regular waiting periods you see with most insurers, Pumpkin doesn’t have an extended waiting period for things like knee conditions and hip dysplasia. This means that your pup is covered if they start displaying any symptoms of these injuries after the regular waiting period.

This insurer also loves a multi-pet household! If you have more than one dog or cat, you can get an extra 10% off pet insurance for adding another policy. Pumpkin has many options available for pet parents, from low deductibles to high reimbursement rates.

FACT! Pumpkin covers curable pre-existing conditions as long as your pet has stayed 180 days treatment-free

Founded in

2020

Employees

200

Headquarters

New York

Petted Review

No upper age limits or breed exclusions make Pumpkin one of the most inclusive providers. The plans are comprehensive, too, with a flat 90% reimbursement rate and easy claims. No app or 24/7 helpline, though.

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User Reviews

Pumpkin
Rated 1 out of 5

Terrible

My
1
-year-old
Rottweiler
in
California
was insured by

Terrible experience, would not recommend at all! I jumped through their hoops, submitted veterinarian notes, paid invoices a number of times and they continued to ask me for paper work I had already submitted.

Susan
July 14, 2022
Pumpkin
Rated 1 out of 5

Be aware!!

My
1
-year-old
Beagle
in
Mississippi
was insured by

Be aware: the preventative coverage is essentially not insurance at all, as it only covers up to exactly what you pay for the plan. Pumpkin will also take every opportunity to deny your claims for injury and illness on technicalities.

Joseph
July 14, 2022
Pumpkin
Rated 4 out of 5

Brill!

My
2
-year-old
Corgi
in
South Carolina
was insured by

I’ve had pumpkin for about a year now. I’m paying about 50 a month for insurance and all I can say is they has saved me hundred of dollars! Only down side is they reimburse you with a check and it take 2-4 weeks to arrive.

Kim
July 14, 2022
Pumpkin
Rated 5 out of 5

Quicker than expected

My
1
-year-old
German Shepherd
in
Florida
was insured by

Quicker then expected in payment and response time. My claim was paid within 3days. All paper work was done on line and no phone contact was need. I have had many pet insurance companies over the last 60 years and PUMPKIN PET INSURANCE is the BEST. You get what you pay for!

Rick
July 14, 2022
Pumpkin
Rated 5 out of 5

Highly Recommend

My
1
-year-old
Boston Terrier
in
California
was insured by

I just got a puppy and he was having problems, I had to go to emergency visits and after the deductible, Pumpkin covered 90%. It’s easy to upload a claim and they have direct deposit. Luckily now, my pup is okay, but I highly recommend as they have great customer service too!

Melissa
July 12, 2022