3.5
Rated 4.1 out of 5
9 user reviews
Excellent45%
Very good22%
Average33%
Poor0%
Terrible0%

Having been founded in 2018, Prudent Pet is a relative newcomer to the pet insurance game. That said, the company offers some decent plan options which makes it worth considering.

Prudent Pet has no restrictions on age or hereditary conditions, making it a great option for puppies and seniors alike. Three plans are on offer (Essential, Ultimate and Accident-only—Prudent Pet says the Essential plan is most popular), and Wellness and Exam fees can be added at a cost. There’s also a 30-day money-back guarantee and a generous 10% multi-pet discount.

All plans come with unlimited 24/7 vet chat, and behavioral training is also covered.

FACT! All of Prudent Pet’s customer care representatives are former vet techs

Founded in

2018

Employees

50

Headquarters

Downers Grove, IL

User Reviews

Prudent Pet
Rated 5 out of 5

I'm sticking with Prudent Pet

My
6
-year-old
Labrador Retriever - Black
in
Ohio
was insured by

I’ve been with Prudent for ages and I’m sticking with them for the forseeable. I’m happy with the coverage and the price I pay is very competitive. I haven’t actually needed to make a claim yet so I will review again if and when that happens.

Andrew
November 29, 2022
Prudent Pet
Rated 4 out of 5

good but expensive

My
2
-year-old
Alaskan Husky
in
California
was insured by

i think its good but its so expensive especially when theres a chance that they might not even pay out. i guess it gives me peace of mind and hopefully i’ll never need to claim.

sophie
November 23, 2022
Prudent Pet
Rated 5 out of 5

Helpline is fantastic

My
2
-year-old
Jack Russell Terrier
in
California
was insured by

Really happy with Prudent. They have a 24/7 helpline which I have used quite a few times, especially when Molly was a puppy. They were really helpful. I’d definitely recommend them because of the free helpline alone! Really gives me peace of mind when I have had important questions on Molly’;s behavior or medical problems when I haven’t been sure on what to do and whether to take her to the vet or not.

Adam
November 21, 2022
Prudent Pet
Rated 5 out of 5

Easy process!

My
3
-year-old
German Shepherd
in
Maine
was insured by

I had to make a claim which I’d never done before but the process was super easy. Prudent reimbursed me pretty quickly afterwards. Really happy with them!

Benn
November 14, 2022
Prudent Pet
Rated 5 out of 5

Great experience

My
0
-year-old
Jack Russell Terrier
in
Illinois
was insured by

Prudent have been awesome so far. They cover everything we need and their prices aren’t bad either. Making our claim was pretty straightforward and the guys on the end of the phone were super helpful. Recommended!

Gillian
October 3, 2022