Having been founded in 2018, Prudent Pet is a relative newcomer to the pet insurance game. That said, the company offers some decent plan options which makes it worth considering.
Prudent Pet has no restrictions on age or hereditary conditions, making it a great option for puppies and seniors alike. Three plans are on offer (Essential, Ultimate and Accident-only—Prudent Pet says the Essential plan is most popular), and Wellness and Exam fees can be added at a cost. There’s also a 30-day money-back guarantee and a generous 10% multi-pet discount.
All plans come with unlimited 24/7 vet chat, and behavioral training is also covered.
HeadquartersDowners Grove, IL
I'm sticking with Prudent Pet
I’ve been with Prudent for ages and I’m sticking with them for the forseeable. I’m happy with the coverage and the price I pay is very competitive. I haven’t actually needed to make a claim yet so I will review again if and when that happens.
good but expensive
i think its good but its so expensive especially when theres a chance that they might not even pay out. i guess it gives me peace of mind and hopefully i’ll never need to claim.
Helpline is fantastic
Really happy with Prudent. They have a 24/7 helpline which I have used quite a few times, especially when Molly was a puppy. They were really helpful. I’d definitely recommend them because of the free helpline alone! Really gives me peace of mind when I have had important questions on Molly’;s behavior or medical problems when I haven’t been sure on what to do and whether to take her to the vet or not.
I had to make a claim which I’d never done before but the process was super easy. Prudent reimbursed me pretty quickly afterwards. Really happy with them!
Prudent have been awesome so far. They cover everything we need and their prices aren’t bad either. Making our claim was pretty straightforward and the guys on the end of the phone were super helpful. Recommended!