Pet insurance in South Dakota featured image

Pets have a great life in the Mount Rushmore State but there are many reasons why you should get pet insurance in South Dakota

You and your doggo will be spoiled for choice in South Dakota, a photogenic state where you can turn your head to see a bison one minute, only to look up and see a bald eagle soaring high above you. If you’re worried about your dog being bored, don’t worry for even a second: the Mount Rushmore State has you covered in about 3,563 ways.

Hikes to like

Home to Mount Rushmore, of course, South Dakota is the perfect place for people and animals who like inhaling lungfuls of gorgeous outdoor air. Custer State Park and its 71,000 acres is just one of the many outdoor havens for your dog to explore, sniffing and stretching to its heart’s content. Whether your pet likes hikes or just staring into the middle distance, taking it all in, it’s all here.

There’s even paddleboarding if your animal feels particularly confident. Be careful though: get too close to a bison in one of these parks – not an impossible thing to do – and your dog could be on the receiving end of a thrusting horn. It’s worth remembering that every 2.5 seconds a pet has to receive emergency care in this country. An urgent visit courtesy of an aggressive bison could cost you $900. Keep your dog on a leash and your wallet will thank you.

“Your pet could get frostbite in the winter months which could set you back by $1,000 if you don't have insurance.”

In the west, the stunning sight of the Black Hills mountain range (where you’ll find Mount Rushmore, in the southern zone) offers a wide array of options to you and your dog: go walking through one of the forest trails; splash around in the streams; or just pose for selfies, your poochy by your side, in front of the iconic rock formations. Please don’t get too distracted though: the red-bellied snake, common in those parts, could decide that your Labrador looks particularly tasty. Snake bites are expensive – not to mention potentially fatal – and you could be staring down the barrel of an $8,000 bill.

South Dakota’s pet hospitality isn’t limited to the great outdoors, mind you. Deadwood, the city after which the HBO show was named, has numerous restaurants whose pet policies are friendly and inclusive. Boondocks, Sugar Shack and Loud American Roadhouse are just three of the places at which you can enjoy your food while your furry friend sits next to you on the patio.

Though South Dakota isn’t the busiest place, this doesn’t mean you can afford to be complacent when it comes to traffic. Keep your animal on a leash whenever possible, and put identifying information on their body in case they get into an accident. A collision with a heavy vehicle could be horrible for your pet – and you, of course. In a dog, a dislocated knee could incur a vet’s bill of $3,000. Don’t let it happen.

Why get pet insurance at all?

At Petted, we sincerely believe that pet insurance is a must for all pet parents, whether you live in New York, North Carolina or Nebraska. It doesn’t matter if you’re a city- or country-dweller, if you have a Bull Mastiff or a Burmese, your beloved pet is at risk from injury, illness and inherited conditions – and these things can cost a lot of money to fix.

If you don’t have a very large savings account then you run the risk of either getting into a ton of debt (we’re talking tens of thousands of dollars in some cases) or – and we hate to think about this – not being able to pay for your pet’s treatment and having to either give them up or, tragically, have them euthanized.

So, for the sake of a few dollars a month, please buy yourself some peace of mind and your pet a healthier, more secure future. To find the best pet insurance policy for where you live, click here. We'll fetch you the perfect quotes in less than a minute.

Plan Coverage

It’s a real worry when your pet gets sick. But with plenty of reimbursement options available, pet insurance can help cover up to 100% of veterinary costs for new accidents and illnesses – plus much more.

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Accidents

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X-rays, CT scans & MRI's

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Illnesses

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Medication

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General check ups

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Follow up care

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Cancer

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Allergies

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Surgery

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Diagnostic tests

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Anaesthetic

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Emergency care

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Chronic illnesses

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Congenital conditions

How much does pet insurance cost in South Dakota?

Breed Area Age Annual Coverage Typical Premium
Mixed medium Icon

Mixed medium

Sioux Falls

3 months

$5,000

$26.77

Golden Retriever Icon

Golden Retriever

Rapid City

3 years

Unlimited

$35.07

Chihuahua Icon

Chihuahua

Pierre

6 years

Unlimited

$34.01

Domestic Shorthair Icon

Domestic Shorthair

Watertown

3 months

$5,000

$15.85

Domestic Shorthair Icon

Domestic Shorthair

Aberdeen

4 years

$5,000

$15.85

What do South Dakota residents think about pet insurance?

Excellent
star star star star star
4.92 34,535

In the late spring of 2020, our little Nebelung Carl got a giant kidney worm. Needless to say, we had to get that worm out of there. Was it pretty? No. Was it cheap? No again. Without insurance we would have been paying about $2,000 to our vet, never seeing the money again. Suddenly the $15 we pay every month seemed like incredible value. We walked away with a tiny bill and a happy Carl.

Albert
Deadwood

I woke one morning to find our Havenese Lecki nibbling a fistful of currants. I thought nothing of it until I saw diarrhoea everywhere. We rushed our girl to the vet’s, and they told us how poisonous currants can be for dogs. Then they showed us the bill. $1,100 was not what I was expecting but that was for the fluid therapy and all the incredible care that the vet took of her. That’s what you get insurance for. Thank God we were covered!

Willy
Watertown

What’s the best pet insurance in South Dakota?

Provider Customer Review Score Waiting Period Minimum Enroll Age Maximum Enroll Age Pricing

50% off routine wellness plans

1.

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4.9

14 days for illnesses 48 hours for accidents No wait for switching direct from another provider

8 weeks

No age limit

$

Get a quote

5-star-rated Forbes pet insurer

2.

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4.8

14 days for illnesses 
48 hours for accidents

6 weeks

14 years old

$$

Get a quote

3.

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4.6

14 days for illnesses 
3 days for accidents

7 weeks

14 years old

$

Get a quote

4.

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4.5

14 days for illnesses 
2 days for accidents

8 weeks

14 years old

$$

Get a quote

5.

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4.3

15 days

8 weeks

14 years old

$$

Get a quote

Can pay claims directly to your vet

6.

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4.2

30 days for illnesses 
5 days for accidents

No lower limit

14 years old

$$$

Get a quote

7.

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4.0

14 days, including knee injuries and hip dysplasia

8 weeks

No age limit

$$$

Get a quote

8.

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4.0

14 days

No lower limit

No age limit

$$$

Get a quote

9.

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3.9

14 days for illnesses One day for accidents

8 weeks

No age limit

$$

Get a quote

Pet insurance alternative: emergency plan

10.

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3.8

14 days

No lower limit

14 years old

$

Get a quote

11.

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3.8

14 days for illnesses 
2 days for accidents

8 weeks

No age limit

$$

Get a quote

12.

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3.6

15 days for accidents 
and illnesses 30 days for cancer

8 weeks

No age limit

$$

Get a quote