Pet insurance in Hawaii

Pets might live a great life in the Aloha State, but getting pet insurance in Hawaii is still a really smart decision.

Hawaii is a state like no other, in more ways than one. The last to join the Union, it’s also the most remote. This means that, like the second most remote, Alaska, it has a pretty unique set of joys and challenges for pets and pet parents.

What do you think about when you think about Hawaii? The chances are it’ll be sea, sand and volcanoes. Maybe music and cocktails, too. But those first three all affect the life you can lead with your pet and the risks they face. 

Stunning beaches

Hawaii’s islands are home to some of the world’s most stunning beaches, the Pacific ocean lapping against them. Many of the beaches in Hawaii are dog-friendly and, while state law requires dogs to be leashed when in public, some allow you to unleash them while they are in the water. Some of the most popular beaches among pet parents are Turtle Bay Beach on the North Shore, Hau Tree Beach Park on Ewa Beach and Kaluahole Beach at Diamond Head. Hawaii Surf Dogs is a company that will take you and your mutt for a surf or paddle board at Waikiki beach. So grab your Golden Retriever or Cockapoo and get paddling!

But if you’re at the beach, remember to keep your pet hydrated and don’t let them drink seawater. Don’t let them overheat, either – treatment for sunstroke in dogs can cost $5,000. Jellyfish are common in Hawaii’s waters, with the Box Jellyfish a particular hazard to dogs. Treating a sting can cost $1,800.

As with all national parks, the Hawai’i Volcanoes park only allow dogs in developed areas, but there are plenty of trails around the islands where you can take a hike with your hound, such as the Kapa’ele’ele Trail and in the in the Ahupua'a O Kahana State Park and the Kuliouou Ridge Trail in Honolulu. Again, hydrating your pet is vital.

It’s also important to remember that hikes and heights can also put strain on your pet’s limbs. Muscle strains ($1,400), leg-breaks ($2,000) and arthritis ($2,000) are all expensive to treat, so make sure you have adequate pet insurance. 

There's indoor fun too!

It’s not all outdoor fun in Hawaii, though. You can take your pet to the fabulous Mahiku Farmers Market in Honolulu, or for a more sedentary experience, let them relax while you sink a few craft beers at Koholā Brewery in Lahaina.

There are also a few legal things you should be aware of as a pet parent here. Dogs must be leashed in public and licensed from seven month old, outdoor cats need to be neutered or spayed, and all pets in Hawaii, whether resident or not, need to be up to date with their vaccinations.

Why get pet insurance at all?

At Petted, we sincerely believe that pet insurance is a must for all pet parents, whether you live in New York, North Carolina or Nebraska. It doesn’t matter if you’re a city- or country-dweller, if you have a Bull Mastiff or a Burmese, your beloved pet is at risk from injury, illness and inherited conditions – and these things can cost a lot of money to fix.

If you don’t have a very large savings account then you run the risk of either getting into a ton of debt (we’re talking tens of thousands of dollars in some cases) or – and we hate to think about this – not being able to pay for your pet’s treatment and having to either give them up or, tragically, have them euthanized.

So, for the sake of a few dollars a month, please buy yourself some peace of mind and your pet a healthier, more secure future. To find the best pet insurance policy for where you live, click here. We'll fetch you the perfect quotes in less than a minute.