Pet insurance in Hawaii featured image

Pets might live a great life in the Aloha State, but getting pet insurance in Hawaii is still a really smart decision.

Hawaii is a state like no other, in more ways than one. The last to join the Union, it’s also the most remote. This means that, like the second most remote, Alaska, it has a pretty unique set of joys and challenges for pets and pet parents.

What do you think about when you think about Hawaii? The chances are it’ll be sea, sand and volcanoes. Maybe music and cocktails, too. But those first three all affect the life you can lead with your pet and the risks they face. 

Stunning beaches

Hawaii’s islands are home to some of the world’s most stunning beaches, the Pacific ocean lapping against them. Many of the beaches in Hawaii are dog-friendly and, while state law requires dogs to be leashed when in public, some allow you to unleash them while they are in the water. Some of the most popular beaches among pet parents are Turtle Bay Beach on the North Shore, Hau Tree Beach Park on Ewa Beach and Kaluahole Beach at Diamond Head. Hawaii Surf Dogs is a company that will take you and your mutt for a surf or paddle board at Waikiki beach. So grab your Golden Retriever or Cockapoo and get paddling!

“Turtle Bay Beach and Hau Tree Beach Park are pet friendly! ”

But if you’re at the beach, remember to keep your pet hydrated and don’t let them drink seawater. Don’t let them overheat, either – treatment for sunstroke in dogs can cost $5,000. Jellyfish are common in Hawaii’s waters, with the Box Jellyfish a particular hazard to dogs. Treating a sting can cost $1,800.

As with all national parks, the Hawai’i Volcanoes park only allow dogs in developed areas, but there are plenty of trails around the islands where you can take a hike with your hound, such as the Kapa’ele’ele Trail and in the in the Ahupua'a O Kahana State Park and the Kuliouou Ridge Trail in Honolulu. Again, hydrating your pet is vital.

It’s also important to remember that hikes and heights can also put strain on your pet’s limbs. Muscle strains ($1,400), leg-breaks ($2,000) and arthritis ($2,000) are all expensive to treat, so make sure you have adequate pet insurance. 

There's indoor fun too!

It’s not all outdoor fun in Hawaii, though. You can take your pet to the fabulous Mahiku Farmers Market in Honolulu, or for a more sedentary experience, let them relax while you sink a few craft beers at Koholā Brewery in Lahaina.

There are also a few legal things you should be aware of as a pet parent here. Dogs must be leashed in public and licensed from seven month old, outdoor cats need to be neutered or spayed, and all pets in Hawaii, whether resident or not, need to be up to date with their vaccinations.

Why get pet insurance at all?

At Petted, we sincerely believe that pet insurance is a must for all pet parents, whether you live in New York, North Carolina or Nebraska. It doesn’t matter if you’re a city- or country-dweller, if you have a Bull Mastiff or a Burmese, your beloved pet is at risk from injury, illness and inherited conditions – and these things can cost a lot of money to fix.

If you don’t have a very large savings account then you run the risk of either getting into a ton of debt (we’re talking tens of thousands of dollars in some cases) or – and we hate to think about this – not being able to pay for your pet’s treatment and having to either give them up or, tragically, have them euthanized.

So, for the sake of a few dollars a month, please buy yourself some peace of mind and your pet a healthier, more secure future. To find the best pet insurance policy for where you live, click here. We'll fetch you the perfect quotes in less than a minute.

Plan Coverage

It’s a real worry when your pet gets sick. But with plenty of reimbursement options available, pet insurance can help cover up to 100% of veterinary costs for new accidents and illnesses – plus much more.

Tick Icon

Accidents

Tick Icon

X-rays, CT scans & MRI's

Tick Icon

Illnesses

Tick Icon

Medication

Tick Icon

General check ups

Tick Icon

Follow up care

Tick Icon

Cancer

Tick Icon

Allergies

Tick Icon

Surgery

Tick Icon

Diagnostic tests

Tick Icon

Anaesthetic

Tick Icon

Emergency care

Tick Icon

Chronic illnesses

Tick Icon

Congenital conditions

How much does pet insurance cost in Hawaii?

Breed Area Age Annual Coverage Typical Premium
Mixed medium Icon

Mixed medium

Honolulu

3 months

$5,000

$24.68

Golden Retriever Icon

Golden Retriever

Kailua-Kona

3 years

Unlimited

$35.92

Chihuahua Icon

Chihuahua

Hilo

6 years

Unlimited

$22.84

Domestic Shorthair Icon

Domestic Shorthair

Pearl City

3 months

$5,000

$16.23

Domestic Shorthair Icon

Domestic Shorthair

Waipahu

4 years

$5,000

$11.78

What do Hawaii residents think about pet insurance?

Excellent
star star star star star
4.92 34,535

My beautiful seven-year-old German Shepherd, Patsy, got dehydrated when we had a day at the beach. It was totally my fault and I hated myself. I think she drank some sea water and I didn’t give her enough to drink. My insurance covered the $400 bill but I learned a big lesson.

Keilani
Honolulu

I take my tabby Vix on short hikes – on a leash of course. She loves it but she cut her paw on broken glass that some jerk left on a trail. I had to carry her back to the car. It cost me $952 at the vet but it was all covered by my insurance.

Emma-Leigh
Kahului

What’s the best pet insurance in Hawaii?

Provider Customer Review Score Waiting Period Minimum Enroll Age Maximum Enroll Age Pricing

50% off routine wellness plans

1.

Provider Logo

4.9

14 days for illnesses 48 hours for accidents No wait for switching direct from another provider

8 weeks

No age limit

$

Get a quote

5-star-rated Forbes pet insurer

2.

Provider Logo

4.8

14 days for illnesses 
48 hours for accidents

6 weeks

14 years old

$$

Get a quote

3.

Provider Logo

4.6

14 days for illnesses 
3 days for accidents

7 weeks

14 years old

$

Get a quote

4.

Provider Logo

4.5

14 days for illnesses 
2 days for accidents

8 weeks

14 years old

$$

Get a quote

5.

Provider Logo

4.3

15 days

8 weeks

14 years old

$$

Get a quote

Can pay claims directly to your vet

6.

Provider Logo

4.2

30 days for illnesses 
5 days for accidents

No lower limit

14 years old

$$$

Get a quote

7.

Provider Logo

4.0

14 days, including knee injuries and hip dysplasia

8 weeks

No age limit

$$$

Get a quote

8.

Provider Logo

4.0

14 days

No lower limit

No age limit

$$$

Get a quote

9.

Provider Logo

3.9

14 days for illnesses One day for accidents

8 weeks

No age limit

$$

Get a quote

Pet insurance alternative: emergency plan

10.

Provider Logo

3.8

14 days

No lower limit

14 years old

$

Get a quote

11.

Provider Logo

3.8

14 days for illnesses 
2 days for accidents

8 weeks

No age limit

$$

Get a quote

12.

Provider Logo

3.6

15 days for accidents 
and illnesses 30 days for cancer

8 weeks

No age limit

$$

Get a quote