Pet insurance in Pennsylvania featured image

Pets have a great life in the Lone Star State but there are many reasons why you should get pet insurance in Pennsylvania

No self-respecting dog or cat would turn down a life in, or trip, to the Keystone State. It has an abundance of pet-friendly activities to keep your pet entertained. But, like anywhere, there's always a risk of accident or illness, so it's wise to get pet insurance in Pennsylvania.

The great outdoors

There are only four states with more people than Pennsylvania but that doesn’t mean there isn’t acres and acres of green land for your pet to frolic around in. Let’s talk state parks first of all. There’s no need to list all 121, but one that stands out is Presque Isle, in which you can find a sandy beach offering views of the mighty Lake Erie. As long as you keep your dog on a six-foot leash they’re welcome every day from 5am to sunset.

Farther north there’s also Worlds End State Park, a 780-acre expanse surrounded by forest, most of which is accessible to your leashed dog. Keeping your dog close to you is crucial in environments like this; the sprawling natural terrain means that a vast array of animals are hiding in bushes and up trees – you wouldn’t want your dog to inflict harm on any of them or come to any harm themselves. If your pup were to be bitten by a rattlesnake – unlikely but possible – it could cost you $8,000 to treat it.

Pennsylvania loves dog parks

As well as state parks, Pennsylvania boasts many a dedicated dog park. There’s Hartwood Acres, Happy Tails, and Schuylkill River, to name a few. But over in Lancaster, Beau’s Dream Dog Park at Buchanan Park takes the crown: as well as tunnels and splash pads, the park features every dog’s dream, a tennis ball tree. Understandably, sprinting around chasing balls with their friends will be hugely exciting for your furry friend. German Shepherds and Labradors are amongst the many breeds that love a good run around. Careful therefore not to let them overheat; they will need regular gulps of water in order to stave off dehydration, which the vet could charge you $400 to treat. Insure your furry companion and you won’t be hit with any nasty surprises.

If you want to see more of the Keystone State and be taken around by a professional, there’s an abundance of dog-friendly tours on offer as well. Your little one (or big one – no judgment) can travel for free on the Lehigh Gorge Scenic Railway, which treats you to an old-fashioned train journey that lasts for about an hour and encompasses gorgeous views of streams, rivers and trees. Be extremely careful with your pup though; if they were to jump out, especially at a particularly elevated section of the journey, they could easily break a bone. A broken leg could put you $2,000 out of pocket without insurance, so keep them close and fill out those papers.

City life and... the opposite

Pennsylvania is also home to two of the country's most vibrant and historical cities: Pittsburgh and Philadelphia. Yes, your dog will eye up your Philly cheesesteak, but you can treat them to their own delicious dinner at the city's Pet Friendly Dog Bakery. In Pittsburgh they can join you in the quest for inner calm at Ceremonial, a wellness store selling books, candles, crystals and the like.

Elsewhere, if you want to learn more about some of Pennsylvania’s most famous residents – its Amish population – the Amish Farm and House tour in Lancaster is open to well-behaved dogs of all shapes and sizes. As ever, watch your dog carefully; if it strays too close to a horse, for example, it could be on the receiving end of a nasty kick. Even if it’s only a nose bleed, treating it could cost in the region of $1,500 if it’s particularly bad.

Pennsylvania dog laws

All dogs of three months or older must be licensed and are personal property, making owners are responsible for damages caused by their dog. It's illegal to mistreat or abuse any animal, or to abandon or attempt to abandon any dog. Also, if you're looking to get a dog, note that under eight weeks of age, they can't be sold, traded, bartered or transferred.

Why get pet insurance at all?

At Petted, we sincerely believe that pet insurance is a must for all pet parents, whether you live in New York, North Carolina or Nebraska. It doesn’t matter if you’re a city- or country-dweller, if you have a Bull Mastiff or a Burmese, your beloved pet is at risk from injury, illness and inherited conditions – and these things can cost a lot of money to fix.

If you don’t have a very large savings account then you run the risk of either getting into a ton of debt (we’re talking tens of thousands of dollars in some cases) or – and we hate to think about this – not being able to pay for your pet’s treatment and having to either give them up or, tragically, have them euthanized.

So, for the sake of a few dollars a month, please buy yourself some peace of mind and your pet a healthier, more secure future. To find the best pet insurance policy for where you live, click here. We'll fetch you the perfect quotes in less than a minute.

Plan Coverage

It’s a real worry when your pet gets sick. But with plenty of reimbursement options available, pet insurance can help cover up to 100% of veterinary costs for new accidents and illnesses – plus much more.

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Accidents

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X-rays, CT scans & MRI's

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Illnesses

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Medication

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General check ups

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Follow up care

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Cancer

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Allergies

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Surgery

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Diagnostic tests

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Anaesthetic

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Emergency care

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Chronic illnesses

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Congenital conditions

How much does pet insurance cost in Pennsylvania?

Breed Area Age Annual Coverage Typical Premium
Mixed medium Icon

Mixed medium

Philadelphia

3 months

$5,000

$22.09

Golden Retriever Icon

Golden Retriever

Pittsburgh

3 years

Unlimited

$32.68

Chihuahua Icon

Chihuahua

Harrisburg

6 years

Unlimited

$20.78

Domestic Shorthair Icon

Domestic Shorthair

Scranton

3 months

$5,000

$13.29

Domestic Shorthair Icon

Domestic Shorthair

Allentown

4 years

$5,000

$9.53

What do Pennsylvania residents think about pet insurance?

Excellent
star star star star star
4.92 34,535

Shame on me for doing it, but a few months back I left our dog Carl off the leash when we were strolling through Ohiopyle State Park. He misjudged a jump into some water and got carried off into trouble. My wife leapt in and dragged him out but we needed to drive him to the vet’s immediately – he’d swallowed a lot of water. Would we have been able to pay the $9,000 bill if we hadn’t been covered? Would we heck!

Phil
Scranton

I knew nothing about ‘droopy eye’ before our Bichon Frise Arnie was diagnosed with it last July. The vet is still flummoxed as to what caused it exactly but treating it came with a $600 bill. We’d already decided to go with a generous accident and illness plan for exactly this reason, thank the Lord. Who knows what’s down the road for Arnie? We could well need it again.

Tess
Erie

What’s the best pet insurance in Pennsylvania?

Provider Customer Review Score Waiting Period Minimum Enroll Age Maximum Enroll Age Pricing

50% off routine wellness plans

1.

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4.9

14 days for illnesses 48 hours for accidents No wait for switching direct from another provider

8 weeks

No age limit

$

Get a quote

5-star-rated Forbes pet insurer

2.

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4.8

14 days for illnesses 
48 hours for accidents

6 weeks

14 years old

$$

Get a quote

3.

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4.6

14 days for illnesses 
3 days for accidents

7 weeks

14 years old

$

Get a quote

4.

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4.5

14 days for illnesses 
2 days for accidents

8 weeks

14 years old

$$

Get a quote

5.

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4.3

15 days

8 weeks

14 years old

$$

Get a quote

Can pay claims directly to your vet

6.

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4.2

30 days for illnesses 
5 days for accidents

No lower limit

14 years old

$$$

Get a quote

7.

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4.0

14 days, including knee injuries and hip dysplasia

8 weeks

No age limit

$$$

Get a quote

8.

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4.0

14 days

No lower limit

No age limit

$$$

Get a quote

9.

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3.9

14 days for illnesses One day for accidents

8 weeks

No age limit

$$

Get a quote

Pet insurance alternative: emergency plan

10.

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3.8

14 days

No lower limit

14 years old

$

Get a quote

11.

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3.8

14 days for illnesses 
2 days for accidents

8 weeks

No age limit

$$

Get a quote

12.

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3.6

15 days for accidents 
and illnesses 30 days for cancer

8 weeks

No age limit

$$

Get a quote