Pet insurance in Minnesota featured image

Pets have a great life in the North Star State but there are many reasons why you should get pet insurance in Minnesota.

Minnesota is a great place for a beach trip with your pup, hence its nickname ‘Land of 10,000 Lakes’. There are plenty of places that you can go to swim, run around, or just relax. Minnesota Point is one of the popular spots. At three miles long, there is lots of space for you and your pooch to run around. There are also places to stay, allowing for both day trips and holidays. 

Some of the beaches, such as McCarthy Beach State Park and Camden State Park, allow dogs but you must keep them on a leash that’s no longer than six feet. 

Another thing to be wary of when allowing your pup to swim in the lakes, especially in warmer temperatures, is the harmful algae bloom. This can potentially be life-threatening if ingested and can cause severe vomiting and weakness. This especially applies to pups who will eat anything and everything, such as Labradors. A vet bill could amount to around $1,500 in some cases, so it’s definitely best to be insured.  

The state offers amazingly hot summers, but also incredibly cold winters. With these two extremes in mind, it’s important to prepare your pet for these conditions. If your pup is not properly hydrated during the summer months, they could suffer with sun stroke which can cost up to $5,000 to treat. In the winter months, though, they could contract frostbite if they stay out in the cold too long. Without insurance, treatment could cost over $1,000 in more severe cases. 

Unlike other states, Minnesota is not best known for its hiking spots. But there are still plenty of trails to explore with your pooch. Hell’s Gate Trail in Banning State Park is a must if you want to scramble over rocks and explore the woods. Make sure your pup is prepared for this terrain or they could pull ligaments, which could cost $2,000 in vet bills. 

“Pulled ligaments could cost $2,000 to treat”

Saint Paul, the state’s capital, currently has four off-leash dog parks. Arlington provides your pup with wooded trails to explore, as well as wide open spaces and a big slope. Meeker Island park is located on the border of Saint Paul and Minneapolis. It runs along the Mississippi river and provides your pup with places to swim and run around. 

As previously mentioned, your pup must be careful when swimming in unfamiliar waters, even if they are deemed safe for dogs. A great way to stay protected is by making sure your pup is up to date on their vaccinations and health checks. A pet wellness plan can be bought for as little as $14 a month, so it’s definitely worth investing for your pet’s health.

Why get pet insurance at all?

At Petted, we sincerely believe that pet insurance is a must for all pet parents, whether you live in New York, North Carolina or Nebraska. It doesn’t matter if you’re a city- or country-dweller, if you have a Bull Mastiff or a Burmese, your beloved pet is at risk from injury, illness and inherited conditions – and these things can cost a lot of money to fix.

If you don’t have a very large savings account then you run the risk of either getting into a ton of debt (we’re talking tens of thousands of dollars in some cases) or – and we hate to think about this – not being able to pay for your pet’s treatment and having to either give them up or, tragically, have them euthanized.

So, for the sake of a few dollars a month, please buy yourself some peace of mind and your pet a healthier, more secure future. To find the best pet insurance policy for where you live, click here. We'll fetch you the perfect quotes in less than a minute.

Plan Coverage

It’s a real worry when your pet gets sick. But with plenty of reimbursement options available, pet insurance can help cover up to 100% of veterinary costs for new accidents and illnesses – plus much more.

Tick Icon

Accidents

Tick Icon

X-rays, CT scans & MRI's

Tick Icon

Illnesses

Tick Icon

Medication

Tick Icon

General check ups

Tick Icon

Follow up care

Tick Icon

Cancer

Tick Icon

Allergies

Tick Icon

Surgery

Tick Icon

Diagnostic tests

Tick Icon

Anaesthetic

Tick Icon

Emergency care

Tick Icon

Chronic illnesses

Tick Icon

Congenital conditions

How much does pet insurance cost in Minnesota?

Breed Area Age Annual Coverage Typical Premium
Mixed medium Icon

Mixed medium

Minneapolis

3 months

$5,000

$16.85

Golden Retriever Icon

Golden Retriever

Duluth

3 years

Unlimited

$26.92

Chihuahua Icon

Chihuahua

Minnesota City

6 years

Unlimited

$15.56

Domestic Shorthair Icon

Domestic Shorthair

St Paul

3 months

$5,000

$10.46

Domestic Shorthair Icon

Domestic Shorthair

St Cloud

4 years

$5,000

$7.39

What do Minnesota residents think about pet insurance?

Excellent
star star star star star
4.92 34,535

We were on a walk and my pup, Charlie, decided to dive head first into a secluded area of the Mississippi river. She quickly scrambled out of the water, but she managed to contract a severe bacterial infection. It would have cost us over $5,000 to treat if we weren’t insured.

Cassie
Minneapolis

We took out an emergency pan as a precautionary measure. When our cat was hit by a car outside our apartment, we rushed her straight to the vet and she was treated instantly. The emergency insurance covered everything; we couldn’t recommend it enough!

Michael
Duluth

What’s the best pet insurance in Minnesota?

Provider Customer Review Score Waiting Period Minimum Enroll Age Maximum Enroll Age Pricing

50% off routine wellness plans

1.

Provider Logo

4.9

14 days for illnesses 48 hours for accidents No wait for switching direct from another provider

8 weeks

No age limit

$

Get a quote

5-star-rated Forbes pet insurer

2.

Provider Logo

4.8

14 days for illnesses 
48 hours for accidents

6 weeks

14 years old

$$

Get a quote

3.

Provider Logo

4.6

14 days for illnesses 
3 days for accidents

7 weeks

14 years old

$

Get a quote

4.

Provider Logo

4.5

14 days for illnesses 
2 days for accidents

8 weeks

14 years old

$$

Get a quote

5.

Provider Logo

4.3

15 days

8 weeks

14 years old

$$

Get a quote

Can pay claims directly to your vet

6.

Provider Logo

4.2

30 days for illnesses 
5 days for accidents

No lower limit

14 years old

$$$

Get a quote

7.

Provider Logo

4.0

14 days, including knee injuries and hip dysplasia

8 weeks

No age limit

$$$

Get a quote

8.

Provider Logo

4.0

14 days

No lower limit

No age limit

$$$

Get a quote

9.

Provider Logo

3.9

14 days for illnesses One day for accidents

8 weeks

No age limit

$$

Get a quote

Pet insurance alternative: emergency plan

10.

Provider Logo

3.8

14 days

No lower limit

14 years old

$

Get a quote

11.

Provider Logo

3.8

14 days for illnesses 
2 days for accidents

8 weeks

No age limit

$$

Get a quote

12.

Provider Logo

3.6

15 days for accidents 
and illnesses 30 days for cancer

8 weeks

No age limit

$$

Get a quote