Pet insurance in Indiana

Pets have a great life in the Hoosier State but there are many reasons why you should get pet insurance in Indiana.

Indiana – famous for hosting one of the biggest motorsport events of the year, the Indy 500. Although pets aren’t welcome at the racetrack, the rest of Indiana welcomes pet parents and their pets with open arms. Events which are run specifically for the love of dogs include the ARPO Dog Olympics in Indianapolis, the annual Puptoberfest in Lafayette, and the yearly HCHS Dogtona in Danville. 

There are over 500 dog-friendly activities across the state and over 200 stores which encourage you to bring the pooch along for some shopping, even the Indiana Premium Outlets in Edinburgh. Indiana’s cities also have thousands of hotels which cater for animals. The biggest choice is, of course, in the biggest city – Indianapolis - but if you want somewhere quieter you could stop over at the Tropicana in Evansville or Aloft in South Bend. Taking your dog for dinner is also a (very big) thing in Indiana. So this is the perfect state to book a hotel and go for dinner with your French Bulldog or Shih Tzu.

“Taking your dog out to dinner is one of the activities the state has to offer!”

Aside from fancy city life, the main benefit for pet parents in Indiana is the huge choice of natural spaces to enjoy. In the North, Indiana Dunes National Park is a local favorite, offering multiple dog beaches with huge stretches of sand and beautiful sunsets. If your dog prefers to feel the grass between their toes, there are dog parks a plenty and valleys with lakes and forests to explore in the South. Griffy Lake Nature Preserve, Muscatatuck Park and Brown Country State Park are just a few to visit for glorious scenery and tranquil walking trails.

But with vast farmlands and long hiking adventures comes dangerous wildlife and exercise-related injuries. Rattlesnakes and venomous cottonmouths are creatures your friendly pooch might encounter, and if disturbed, a snake will attack. Snake bites can be incredibly dangerous to small animals and can cost around $8,000 to treat. A small monthly payment for pet insurance ($45 for dogs and $25 for cats in Indiana) could cover this cost and ensure your beloved pet gets emergency treatment. Another thing to consider is the chance of sprains and muscle injuries when navigating uneven terrain such as exposed tree roots. A dislocated knee, for example, could cost up to $3,000 to treat and is extremely painful for dogs and cats alike.

During the winter months, Indiana can experience around 22 inches of snowfall, so make sure furry friends are kept safe and warm, or don’t stay out in the snow too long. The average cost for hypothermia treatment is $2,500 and is a higher risk for elderly dogs, young pups, small breeds or dogs which have minimal body fat or hair.

Indiana pet laws concerning leashes are quite flexible, but vaccination laws are strict. Your pet must have an up-to-date vaccination, or you may be prosecuted. If you need help with vaccination costs, we recommend a wellness plan. Residents in South Bend can also reach out to Michiana Animal Rescue Coalition who offer low-cost vaccinations and wellness checks.

Why get pet insurance at all?

At Petted, we sincerely believe that pet insurance is a must for all pet parents, whether you live in New York, North Carolina or Nebraska. It doesn’t matter if you’re a city- or country-dweller, if you have a Bull Mastiff or a Burmese, your beloved pet is at risk from injury, illness and inherited conditions – and these things can cost a lot of money to fix.

If you don’t have a very large savings account then you run the risk of either getting into a ton of debt (we’re talking tens of thousands of dollars in some cases) or – and we hate to think about this – not being able to pay for your pet’s treatment and having to either give them up or, tragically, have them euthanized.

So, for the sake of a few dollars a month, please buy yourself some peace of mind and your pet a healthier, more secure future. To find the best pet insurance policy for where you live, click here. We'll fetch you the perfect quotes in less than a minute.

 

Plan Coverage

It’s a real worry when your pet gets sick. But with plenty of reimbursement options available, pet insurance can help cover up to 100% of veterinary costs for new accidents and illnesses – plus much more.

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Accidents

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X-rays, CT scans & MRI's

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Illnesses

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Medication

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General check ups

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Follow up care

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Cancer

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Allergies

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Surgery

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Diagnostic tests

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Anaesthetic

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Emergency care

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Chronic illnesses

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Congenital conditions

How much does pet insurance cost in Indiana?

BreedAreaAgeAnnual CoverageTypical Premium
Mixed medium icon

Mixed medium

Indianapolis

3 months

$5,000

$17.97

Golden Retriever icon

Golden Retriever

Fort Wayne

3 years

Unlimited

$26.16

Chihuahua icon

Chihuahua

Bloomington

6 years

Unlimited

$16.63

Domestic Shorthair icon

Domestic Shorthair

Evansville

3 months

$5,000

$10.64

Domestic Shorthair icon

Domestic Shorthair

Gary

4 years

$5,000

$7.63

What do Indiana residents think about pet insurance?

Excellent
starstarstarstarstar
4.9234,535 ratings

My Bengal, Betsy, got curious about my wife’s bouquet of lilies and decided to nibble on them. A few hours later she was vomiting and drooling heavily. The vet said that lilies are highly toxic for cats but I had no idea. We had to leave here for a few days so that her kidney could be monitored which cost us over $1,000. The insurance covered the initial IV treatment and the days following. Betsy is so lucky that I have insurance!

SergioIndianapolis

I thought Chester was just ignoring me until the problem persisted for a few weeks and he stopped responding to his favorite squeaky duck. Turns out, old age has caught up with the poor boy and he’s experiencing hearing loss. The initial vet consultation cost us nearly $100 and we’re considering hearing aids for him which will cost well over $3,000. Chester’s pet insurance policy means this is a viable option and not just a pipe dream.

MarieBloomington

What’s the best pet insurance in Indiana?

ProviderCustomer Review ScoreWaiting PeriodMinimum Enroll AgeMaximum Enroll AgePricing

50% off routine wellness plans

1

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4.9

14 days for illnesses 48 hours for accidents No wait for switching direct from another provider

8 weeks

No age limit

$

Get a quote

$5,000 interest-free credit on a virtual Visa

2

Provider Logo

4.8

2 days for accidents 14 days for illness

6 weeks

14 years for illness (no max for accidents)

$$

Get a quote

5-star-rated Forbes pet insurer

3

Provider Logo

4.8

14 days for illnesses 48 hours for accidents

6 weeks

14 years old

$$

Get a quote

4

Provider Logo

4.6

14 days for illnesses 3 days for accidents

7 weeks

14 years old

$

Get a quote

5

Provider Logo

4.5

14 days for illnesses 2 days for accidents

8 weeks

14 years old

$$

Get a quote

6

Provider Logo

4.3

15 days

8 weeks

14 years old

$$

Get a quote

Can pay claims directly to your vet

7

Provider Logo

4.2

30 days for illnesses 5 days for accidents

No lower limit

14 years old

$$$

Get a quote

8

Provider Logo

4.0

14 days, including knee injuries and hip dysplasia

8 weeks

No age limit

$$$

Get a quote

9

Provider Logo

4.0

14 days

No lower limit

No age limit

$$$

Get a quote

10

Provider Logo

3.9

14 days for illnesses One day for accidents

8 weeks

No age limit

$$

Get a quote

Pet insurance alternative: emergency plan

11

Provider Logo

3.8

14 days

No lower limit

14 years old

$

Get a quote

12

Provider Logo

3.8

14 days for illnesses 2 days for accidents

8 weeks

No age limit

$$

Get a quote

13

Provider Logo

3.6

15 days for accidents and illnesses 30 days for cancer

8 weeks

No age limit

$$

Get a quote