4.4
Rated 4.6 out of 5
106 user reviews
Excellent78%
Very good12%
Average3%
Poor2%
Terrible5%

Spot is great for pet parents who want to know what they can afford on a budget. When browsing through the options, customers can adjust deductibles and reimbursement options to fit their needs.

There are two plans to choose from: accident only and accident & illness. Both provide extensive coverage such as scans, procedures and medication. Customers also have the option to add a wellness plan, either gold or platinum, to their existing policy if they want a bit of extra peace of mind.

Spot doesn’t just provide insurance services; it also has some great resources. On the company’s website, there is a tool that highlights how much vet fees for certain procedures would cost if someone doesn’t have pet insurance. It definitely shocks people.

FACT! Spot doesn't apply any extended waiting periods to policies for other conditions, such as ligament issues

Founded in

2019

Employees

50

Headquarters

Miami, FL

Petted Review

Good for pet parents who like to take control with its high flexible and wide-ranging coverage options. Its 24/7 pet telehealth helpline is also a bonus, but there’s 14-day waiting period for accidents and illnesses.

4.6
star star star star star
Read our full review

User Reviews

Spot
Rated 5 out of 5

Claim was fast

My
4
-year-old
French bulldog
in
Indiana
was insured by

First time ever to get a pet insurance and I’m glad I chose Spot insurance for my pup.

Marilyn
July 10, 2022
Spot
Rated 5 out of 5

So far so good

My
0
-year-old
German Shepherd
in
Colorado
was insured by

So far so good. I had my pet neutered and it took a few days to get reimbursed. Other than that, it was pretty quick with my other claim.

Danielle
July 9, 2022
Spot
Rated 5 out of 5

Highly Recommend

My
0
-year-old
Labrador Retriever - Chocolate
in
Maine
was insured by

The folks at Pumpkin Pet Insurance are professional, friendly and helpful. Every valid claim I submitted over the past year was paid out quickly. If I had questions about coverage, the associates answered them thoroughly and to my satisfaction. I would highly recommend this insurance to pet parents everywhere.

Leesa
July 8, 2022
Spot
Rated 5 out of 5

Great customer service

My
5
-year-old
Chihuahua
in
Connecticut
was insured by

Review of our claim was completed on a timely basis – shortly after submittal. The reimbursement amount was more than fair and the reimbursement payment was made promptly. Altogether, SPOT did a great job handling this claim.

Janine
July 8, 2022
Spot
Rated 5 out of 5

Best insurance!

My
3
-year-old
Australian Shepherd
in
Wisconsin
was insured by

They are amazing, couldn’t recommend enough! They have been so helpful and considerate with my needs

Guzel
July 6, 2022