4.1
Rated 4.8 out of 5
117 user reviews
Excellent90%
Very good6%
Average1%
Poor1%
Terrible2%

Pumpkin is a great option for all your pet insurance needs. It offers an extensive accident and illness plan, as well as the option to add wellness coverage. Plus, it has an unlimited annual coverage option for your fur baby.

Aside from the regular waiting periods you see with most insurers, Pumpkin doesn’t have an extended waiting period for things like knee conditions and hip dysplasia. This means that your pup is covered if they start displaying any symptoms of these injuries after the regular waiting period.

This insurer also loves a multi-pet household! If you have more than one dog or cat, you can get an extra 10% off pet insurance for adding another policy. Pumpkin has many options available for pet parents, from low deductibles to high reimbursement rates.

FACT! Pumpkin covers curable pre-existing conditions as long as your pet has stayed 180 days treatment-free

Founded in

2020

Employees

200

Headquarters

New York

Petted Review

No upper age limits or breed exclusions make Pumpkin one of the most inclusive providers. The plans are comprehensive, too, with a flat 90% reimbursement rate and easy claims. No app or 24/7 helpline, though.

4.2
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User Reviews

Pumpkin
Rated 5 out of 5

Recommended by a friend

My
1
-year-old
Dachshund
in
Wyoming
was insured by

Pumpkin was recommended to me by a friend. He was very happy with his insurance plan. Based on his recommendation I decided to enroll my puppy with Pumpkin in March 2021.

Cheryl
July 23, 2022
Pumpkin
Rated 5 out of 5

Thank you!!

My
3
-year-old
Mixed Breed Medium (23lb - 70lb)
in
Louisiana
was insured by

We recently had a completely unexpected illness of our sweet boy, Ollie. He developed a Urethral Obstruction, passing a small mass and started to bleed out after a very difficult weekend of pain. Pumpkin sorted everything, thank you!!

Tammy
July 23, 2022
Pumpkin
Rated 5 out of 5

Amazing

My
0
-year-old
Pomeranian
in
Missouri
was insured by

The claims, for preventative care, were paid quickly. The communication during the process was amazing. While we got the insurance for emergencies, the preventative plan is a good “savings” backup for needed upkeep.

Jim
July 14, 2022
Pumpkin
Rated 5 out of 5

We love pumpkin!

My
2
-year-old
Havanese
in
Arkansas
was insured by

We love Pumpkin! We were really skeptical of pet insurance in general. However, Pumpkin has a wide range of affordable coverage. They are super responsive, very friendly and knowledgeable, and filing a claim is so easy with quick.

Matt
July 13, 2022
Pumpkin
Rated 5 out of 5

Nice to work with

My
2
-year-old
Labrador Retriever - Chocolate
in
New York
was insured by

As a pet owner, shopping for insurance was a pain. But I am so glad I picked Pumpkin. Their policy covers more in comparison to others and the customer service reps are nice to work with.

Sharon
July 11, 2022